Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.
- To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
- Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
- Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
- To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
- To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
- Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
- To build trust, credibility and confidence with Agricultural and Business Clients
Qualifications
Qualification Requirements:
Minimum Degree Requirements, one of the below qualifications or similar:
- B.Comm (Management Accounting)
- B.Comm (Accounting)
- B.Comm (Agricultural Economics)
Preferable / Advantages:
- Hons Degree
- SAICA Articles/CA(SA)
- CIMA Qualified
Experience Requirements:
3 Years experience in the following fields or similar:
- Financial Management, Financial Accounting, Management Accounting role or similar.
- Credit/Financial Analyst role in Business Banking.
Preferable / Advantages:
- Agricultural Knowledge / Experience
Additional Information
Behavioral Competencies:
- Adopting Practical Approaches
- Challenging Ideas
- Convincing People
- Developing Expertise
- Developing Strategies
Technical Competencies:
- Banking Process & Procedures
- Business Acumen (Audit)
- Customer Acceptance & Review (Business Banking)
- Customer Understanding (Business Banking)
- Financial Acumen
- Risk Identification
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
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