Actuary

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Brazil Actuarial Analyst to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Actuarial

Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG’s major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk.

How you will create an impact

Responsibilities:

• Define technical provisions for Insurance and Reinsurance Company for Commercial and Consumer lines products in Local Gaap and USGAAP .
• Monitor reserves level for Insurance and Reinsurance Company for Commercial and Consumer lines products in Local Gaap and USGAAP.
• Monitor Loss Ratio Tendencies, Frequencies and Severities
• Identify, create and monitor actions plans needed to improve portfolios profitability
• Identify, investigate and explain variances to financial plans related and forecasts by interpreting financial results
• Support quarterly studies of IBNR to manage loss ratio by products and help each Profit Center to create action plans.
• Support financial statements notes related to the actuarial work.
• Support USGAAP Reports and activities;
• Run Local GAAP Liability Adequacy Test Required by Regulator
• Define the risk appetite (retention per risk)
• Assess, monitor and Report the capital level (current and projection)
• Ensure accuracy on actuarial databases
• Support the external audit process

What you’ll need to succeed

• Bachelor’s degree in Actuarial (MIBA is required)
• Previous experience with local closing, including FIP SUSEP and local Statistical Database knowledge.
• Programming proficiency (SAS and/or Phyton is required).
• Experience in reserving techniques in order to monitor, identify and anticipate loss ratios tendencies, portfolio behavior and measure P&L impacts.
• Exceptional communication skills, including ability to develop and present clear and concise analysis and recommendations to senior management.
• Willing and able to continuously learn and adapt in a dynamic and fast changing environment. 
• Advanced English Skills

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

Functional Area:

FA - Finance

AIG Seguros Brasil S.A.