SFM - The Work Comp Experts

SFM is the largest workers’ compensation insurer in Minnesota and a leader regionally, serving over 25,000 businesses of many types and sizes based in Minnesota, Iowa, Kansas, Nebraska, South Dakota and Wisconsin. This includes specializing in coverage for small businesses.

SFM has a history of being ranked a top employer. We ranked ninth among medium-sized employers in the Star Tribune's Top 150 Workplaces in Minnesota for 2020, and also ranked in 2015 and 2011.

We help businesses and organizations keep their employees safe, and help injured workers return to health and productivity. 96% of our policyholders return each year.

SFM’s workers’ compensation expertise leads to better injury prevention, better outcomes for injured workers and their employers, and better cost control for employers. We consistently rank No. 1 among large insurers for prompt action on lost-time claims.

Headquartered in Bloomington, Minn., SFM is a customer-owned mutual company.