Optimal Blue

Optimal Blue operates the mortgage industry’s digital marketplace which connects lenders, investors and providers with comprehensive secondary marketing solutions, market leading capabilities and value-added services that deliver results.

At the center of our marketplace is a common repository of searchable and actionable loan programs and loan-level price data that is leveraged in real time by more than +160,000 users, +1,600 clients, and +160 investors.

Our robust loan analytics, lock desk workflow, and pipeline risk management functionalities enable lenders to instantly determine and act on the “true best execution” for all quoting, locking, and delivery channels. Additionally, our extensive library of Application Programming Interfaces (APIs) enable automated data exchange between the digital marketplace and the systems used by lenders for lead generation, marketing, and loan origination.

Relied upon to enhance profitability, create new efficiencies, and increase competitiveness, our solution touches 1 of 4 mortgages nationwide, manages $45 billion of rate locks each month, and processes 20,000 investor rate sheets each day.