Underwriting Risk Review Contractor
NEXT’s mission is to help entrepreneurs thrive. We’re doing that by building the industry's only technology-led, full-stack provider of small business insurance, taking on the entire value chain, and transforming the customer experience.
Simply put, wherever you find small businesses, you’ll find NEXT. Since 2016, we've empowered hundreds of thousands of small businesses across the United States with fast, customized, and affordable insurance coverage.
We're inviting an enthusiastic and detail-oriented multi-tasker to join our Insurance team as a key contributor, overseeing post-bind underwriting reviews for workers compensation policies. You’ll ensure compliance, correct discrepancies, streamline processes, and uphold data integrity. Collaborate cross-functionally to drive efficiency and improve workflows, while staying informed on regulatory changes. If you're passionate about accurate underwriting, enhancing processes, and fostering strong team partnerships, we’d love to hear from you!
What You’ll Do
- Conduct post-bind underwriting reviews for Workers Compensation policies to ensure compliance and accuracy.
- Collaborate with product and underwriting teams to provide insights that refine and improve NEXT’s underwriting systems and workflows.
- Supervise other contractors performing post-bind and renewal policy reviews, ensuring quality and consistency.
- Evaluate and process post-purchase policy change requests with a focus on accuracy and efficiency.
- Identify opportunities to streamline post-bind underwriting processes, contributing to faster and more accurate data collection and analysis.
- Use findings from reviews to help improve data labeling accuracy, supporting machine learning models and system optimization.
- Stay informed on regulatory changes and help integrate these changes into automated underwriting processes.
- Share multi-line expertise to identify cross-functional improvement opportunities across lines of business, such as General Liability, Property, and Professional Liability.
What We’ll Need
- Essential:
- Workers Compensation underwriting and rating expertise for small businesses, with familiarity in single-risk underwriting.
- Strong understanding of regulatory requirements and state Workers Compensation Bureau guidelines.
- Ability to manage multiple tasks, prioritize effectively, and maintain high accuracy in all reviews.
- Experience with insurance management systems and proficiency in Google Workspace applications.
- Process improvement mindset with a demonstrated ability to streamline workflows.
- Preferred:
- Multi-line experience in underwriting additional lines of business, such as General Liability, Property, and Professional Liability.
- Exposure to data labeling or involvement in projects requiring data curation for system improvement.
- Experience working with or supporting machine learning models in underwriting or claims systems.
- Knowledge of modern underwriting trends, including the use of AI and technology-driven decision-making.
The range displayed on this job posting reflects the minimum and maximum target for new hire hourly rates for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including, without limitation, job-related skills, experience, and relevant education or training. NEXT employees are eligible to participate in our equity incentive program and will also receive our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more. Overtime pay for hourly workers as required by law.
US hourly range for this full-time position:
$40—$55 USD
Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.
One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. Next Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. Next's policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
What We Do
The needs of business owners have significantly changed over the past decade, the insurance industry hasn’t. When you’re running your own business, you’re placing a huge bet on yourself. Your ideas, your passion, your blood, sweat and tears define your success. Next Insurance was created to give your business the coverage it deserves. Simple, affordable and tailored. So no matter what you do, no matter how you define success, we’re right there, next to you. Behind our groundbreaking AI-based technology there are hundreds of us. Data scientists, insurance advisors, product managers, designers & more. We are passionate about helping businesses achieve their goals & are committed to serve the needs of business owners. Even our three founders started their path as small business owners so they have been there and are committed to supporting the journey of your business.
Why Work With Us
Next Insurance is looking for explorers who are filled with curiosity, have the desire to travel the unbeaten path, and realize new heights in providing small business owners with the peace of mind to run their businesses. If you move fast, customer-focused, and willing to challenge the status quo, Next Insurance might just be your next journey.
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