Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Treasury Capital Operations Analyst Position
Job Description:
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We are looking for a smart and proactive individual to join the Treasury team as a Capital Operations Analyst. Treasury is responsible for the capital management and operations, funding and liquidity planning; and balance sheet risk management of a rapidly growing FinTech company. This particular role will focus on the funding operations for Affirm’s loan portfolio. You will have a unique opportunity to work cross-functionally and use quantitative insights to drive better decision-making across the Capital organization. The ideal candidate will not only have the technical skills to support their recommendations, but also strong interpersonal skills to manage various stakeholders.
What You’ll Do
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Support all capital and funding operations and interface with internal partners as well as various external capital partners
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Develop a keen understanding of our loan portfolio and oversee the movement of loan related cash flows
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Perform ongoing concentration limits and triggers monitoring; and proactively identify any emerging trends
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Manage ongoing internal and external audits for our funding facilities
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Collaborate with management to identify improvements to current processes or propose new processes to strengthen internal controls and focus on scalability
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Provide management reporting and reconciliation for cash and loan portfolios
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Lead monthly and quarterly investors financial reporting to ensure accurate and timely delivery
What We’re Looking For
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2+ years of experience in Treasury or investment operations, preferably at a financial services firm
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BA/BS degree in a quantitative discipline
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Strong attention to detail and determination with a high level of accuracy
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Excellent proficiency in financial modeling and Excel
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Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
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Strong understanding of payments, liquidity management, and cash and risk management solutions
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Basic understanding of a lending P&L and various capital structures
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Knowledge of SQL is a plus
Pay Grade - F
Equity Grade - 2
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
CAN base pay range per year: $71,000 - $91,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Top Skills
What the Team is Saying
What We Do
Since our founding over a decade ago, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed—and it never will. At Affirm, we believe money shouldn’t dictate your direction in life. That it should open up options instead of limiting them, and help you get where you’re going without getting in your way. That’s why we offer people the financial flexibility to choose what works for them—in finances and in life.
Why Work With Us
Who is an Affirmer?
/noun/
Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
