Team Manager

Posted 10 Days Ago
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Nasarawa, Katsina
Senior level
Fintech • Payments • Financial Services
The Role
The Team Manager will oversee a team of loan officers, ensuring targets are met for loan disbursement and quality. Responsibilities include supervising team performance, conducting training, and maintaining client relationships. The role involves regular reporting and supporting team members in loan recovery and client acquisition.
Summary Generated by Built In

Description

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.

FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative .

The Team Manager will Manage with effectiveness and efficiency a team portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Por supervisor remains responsible of the portfolio activities of his/her team from promotion, loan assessment, disbursement collection and complete recovery. He/she is also responsible for having a good relationship with FairMoney’s clients and encourage them to buy all the products they are qualified for. 
Key Responsibilities

Loan Officer Supervision

  • Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence
  • Ensure that individual loan officers on team meet monthly disbursement objectives.
  • Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level.
  • Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected.
  • Conduct pre-disbursement field visits with loan officers on team.
  • Monitor daily repayment.
  • Support loan officers with loan recovery, client acquisition.
  • Approving loans when approval authorities are granted.
  • Assessing periodically the performance of his/her team member for decision making.
  • Support the area manager or the state manager in building a good working environment.
  • Represent the institution towards active and potential partners with dignity and pride.


Training

  • Provide regular training for loan officers on team
  • Coach and mentor loan officers


Reporting

  • Prepare daily reports on individual loan officer performance
  • Other tasks as assigned.
Requirements
  • HND/Bachelor’s Degree in Sales and Marketing or related fields.
  • A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management
  • Ability to motivate a team of Sales Managers for performance.
  • Extremely flexible, result-oriented, and hardworking with a strong track record of success.
  • Ability to self-motivate and manage self.
  • Good communication and interpersonal skills.
  • High level of integrity
  • Dynamic and motivated and individuals who like to work outdoors.
  • Target Driven
Benefits
  • Private Health Insurance
  • Performance Bonus
  • Pension Plan
  • Training & Development

Recruitment Process:

  • A screening call with a member of the recruitment team for 30 minutes.
  • Technical interview with the hiring manager for 30 to 60 minutes.

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The Company
Bengaluru, Karnataka
923 Employees
On-site Workplace
Year Founded: 2017

What We Do

FairMoney is building the leading mobile bank for emerging markets. Our goal is to rebuild Africa's money story by offering Tier 1 digital financial services to merchants and consumers alike.

In our key market; Nigeria, FairMoney is currently the Most downloaded fintech app in Nigeria with over 10 million downloads and the #1 digital bank in Nigeria.

FairMoney offers a range of digital financial products including, near-instant digital loans 24/7, investment products, savings, payments, and cards directly via its mobile app.
We give 10,000 loans daily (one every 8 seconds!) in Nigeria and India, and have banking operations in Nigeria, with over 6 million users.

We're backed by international investors and have raised a total of $89.9M in funding, to support our development.

FairMoney is unique thanks to its international exposure (with offices on 3 continents) and its impact-driven mission: we bring financial inclusion to underbanked people in emerging markets!

We are a team of close to 600 people, and for most of the positions, it's possible to join FairMoney remotely or in one of our offices: in Paris, Bangalore, Lagos, and Riga.

We value candidates who embrace our company values:
• Growth Mindset – We believe in the power of a Growth Mindset, not fixed or static.
• Big Plans, Bigger Ambitions - We make big plans, and have even Bigger Ambitions. We are here to build massive scale and drive the fintech revolution across Africa.
• Talent has no passport - We believe that Talent Has No Passport. While opportunity may not be evenly distributed across the world, talent is.
• Start with the Client – We Empathize with our users to optimize our impact. Many of us don’t live where our customers do - we must go in-depth to understand their pain points.

Discover our other values during your discussions with the team.

https://apply.workable.com/fairmoney/?lng=en

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