Staff Data Scientist

Posted 4 Hours Ago
Easy Apply
2 Locations
Remote
Senior level
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role
The Staff Data Scientist is responsible for analyzing and evaluating data to enhance credit risk strategies and models for lending products. The role includes architecting underwriting strategies, monitoring performance, and utilizing deep analysis to support lending operations with a focus on mitigating loss and fostering revenue growth.
Summary Generated by Built In

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Social Finance, LLC seeks Staff Data Scientist in San Francisco, CA:

Job Duties: Analyze and evaluate data to develop and propose value-added credit risk
strategies and models for SoFi’s lending products, including Personal Loan, Student Loan
Refinance, Private Student Loan, and Credit Card. Architect credit underwriting, pre-screen
targeting, risk tier assignment and Loan amount assignment strategies. Use deep analysis to
power the future of lending with an optimal real-time data ecosystem – including multi-product
internal, bureau, third-party, and alternative data sources and uses. Understand credit risk and
develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of
strategies and portfolios. Document and communicate results and escalate issues as necessary
and identify gaps/opportunities and drive actions. Telecommuting is an option.

Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Quantitative
Finance, Data Science (any field), or a related quantitative discipline, and five (5) years of
experience in the job offered or in any occupation in a related field.
Special Skill Requirements: Five years of experience in the following: (1) Risk Analysis; (2)
Origination Credit Strategies; (3) Loss Forecasting; (4) Cash Flow Analysis; (5) Monitor
performance; (6) A/B Test; (7) Python; (8) Tableau; (9) Excel; and (10) SQL Server. Any suitable
combination of education, training and/or experience is acceptable. Telecommuting is an
option.

Salary: $220,320.00 - $253,368.00 per annum.
Submit resume with references to: Req.# 24-146401 at: ATTN: HR, [email protected].

Application Deadline: 2/14/2025


#LI-DNI

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 

 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Top Skills

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The Company
HQ: San Francisco, CA
4,500 Employees
Hybrid Workplace
Year Founded: 2011

What We Do

For over a decade, SoFi has helped transform the Fintech industry by creating financial products and services that help people borrow, save, spend, invest, and protect their money better, so they can achieve financial independence and realize their ambitions. Whether it’s owning a home, saving for retirement, paying off their student loans, or helping our members invest - SoFi is there every step of the way. Want to learn more about how it works? Check it out here: https://www.sofi.com/how-it-works/

Our core values are at the center of how we help our millions of members get their money right. They are our guiding principles for how we think about serving our members, building our company, and most importantly, how we work together. At SoFi, it’s not just what we do - but how we do it.

SoFi is also proud to be the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.

For more information, visit SoFi.com

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

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SoFi Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
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