Sr Commercial Portfolio Manager

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $125,700.00-$153,600.00 annually. The full Pay Range is $97,400.00 - $181,800.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.  Employees have access to disability and AD&D insurance.  We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees.  Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan.  Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU’LL MAKE:

As a Senior Commercial Portfolio Manager, you will play a pivotal role in shaping the financial well-being of our members while strengthening BECU’s commitment to excellence in commercial lending. You’ll ensure the stability and growth of our commercial credit portfolio by leveraging your expertise in credit analysis, underwriting, and relationship management. Through your contributions, you’ll help businesses thrive, navigate complex challenges, and achieve their goals. This is your opportunity to make a tangible difference by fostering trust and driving success within the BECU community.

To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, or SC.

WHAT YOU’LL DO:

• Manage Your Portfolio: Take ownership of an assigned portfolio of business credits, conducting annual reviews, processing extensions, and handling new credit requests to ensure smooth and efficient service delivery.

• Provide Expert Analysis: Analyze financial data to evaluate new and renewal loan requests, ensuring alignment with BECU’s commercial credit standards and policies.

• Collaborate on Complex Loans: Partner with borrowers, attorneys, and Relationship Managers to resolve troubled loans and recommend risk ratings and pricing for credits within your portfolio.

• Shape Credit Decisions: Recommend and/or approve credit requests within your lending authority, contributing to sound decision-making and risk management.

• Enhance Loan Structures: Work closely with attorneys and financial experts to develop loan structures that fully protect BECU’s interests and support member success.

• Mentor and Guide: Share your knowledge by coaching, mentoring, and partnering with team members to strengthen their understanding of Business Services and credit processes.

• Negotiate with Confidence: Lead negotiations on credit terms, costs, repayment methods, and collateral specifications, ensuring mutually beneficial agreements for BECU and its members.

• Stay Informed: Maintain a thorough understanding of commercial lending policies, procedures, and regulatory updates to ensure compliance and excellence in service.

This isn’t just about ticking off tasks on a list. It’s about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

• Professional Growth: Opportunities to expand your expertise in commercial lending and credit analysis.

• Leadership Experience: The chance to mentor and collaborate with a high-performing team.

• Community Impact: The satisfaction of supporting businesses and driving economic growth within your community.

JOIN THE JOURNEY

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.