About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
As the Senior Accountant,, you will play a vital role in strengthening our accounting operations and supporting the Company’s growth. This role offers an opportunity to drive continuous improvements in core accounting processes, contribute to operational accuracy, and support strategic initiatives across the business. You’ll collaborate cross-functionally, support audit readiness, and help scale accounting operations in a high-growth environment.
Position Location - This role is available in the following locations: Remote, San Mateo, Columbus
Time Zone Requirements - Central or Pacific Time Zone are preferred
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per Quarter at the Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.
How you’ll make an impact:
- Support the preparation of accurate, timely journal entries and account activity
- Perform monthly and quarterly balance sheet account reconciliations and general ledger maintenance
- Analyze account activity to identify discrepancies and recommend solutions
- Assist with the development and management of accounting policies and procedures
- Support the external audit process by preparing PBCs, responding to inquiries, and resolving open items
- Proactively identify opportunities for process improvements and automation to increase accuracy and efficiency
- Partner with cross-functional teams to support business initiatives and implement scalable accounting solutions
- Assist in the design, implementation, and testing of internal controls
- Participate in ad-hoc projects and strategic initiatives across the Finance organization
What we’re looking for:
- Minimum requirements:
- Bachelor’s degree or higher in Accounting or Finance
- 5+ years of relevant experience in public accounting and/or corporate accounting roles
- Strong understanding of financial statements and U.S. GAAP
- Proficiency with Excel (e.g., vlookup, sumif, pivot tables, etc.)
- Detail-oriented, analytical mindset with the ability to think strategically and see the big picture
- Strong verbal and written communication skills
- Ability to work independently, manage multiple tasks, and thrive in a fast-paced environment
- Collaborative and solutions-oriented mindset with a continuous improvement approach
- Preferred qualifications:
- CPA license or equivalent experience
- Experience in the fintech or financial services industry
- Familiarity with NetSuite, FloQast, and Google Workspace
- Experience with cloud-based accounting or reporting platforms
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$82,000—$110,000 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
Top Skills
What the Team is Saying
What We Do
Upstart is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans.
If you are energized by the impact you think you could make at Upstart, we'd love to hear from you!
Why Work With Us
Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced, and we encourage ownership at all levels of the organization. As a result, culture at Upstart is driven by Upstarters. Upstarters are proactive, talented, multi-dimensional and collaborative.
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Upstart Offices
Remote Workspace
Employees work remotely.
Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo, California; Columbus, Ohio; and Austin, Texas.
