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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Senior Staff Software Engineer, Home Loans
This role requires physical presence in Seattle, WA, or Helena, MT. This is not open to a remote option.
At SoFi, we are redefining the future of finance. As a Senior Staff Frontend Engineer on the Home Loans team, you’ll be instrumental in architecting and developing a scalable frontend platform that enables seamless lending experiences. You will define best practices for frontend architecture, component and configuration-driven development and work closely with backend teams to ensure a cohesive, high-performance system.
We are looking for an experienced technical leader who thrives in Next.js, React, and TypeScript, has a deep understanding of frontend performance optimization, user experience, and state management, and can drive the adoption of composable architectures across teams.
If you are passionate about building modular, reusable UI components and collaborating with backend teams on API design and system architecture, we’d love to hear from you!
What You’ll Do:
- Architect and build a scalable frontend platform using Next.js, React, and TypeScript, ensuring composable, reusable components for our lending ecosystem.
- Lead technical initiatives, driving improvements in frontend architecture, developer experience, and system scalability.
- Mentor and guide frontend engineers across teams, fostering a culture of technical excellence, innovation, design documentation and review, and continuous learning.
What You’ll Need:
- 10+ years of experience building front-end applications with modern JavaScript/TypeScript frameworks.
- Expertise in Next.js and React, including advanced knowledge of client-side rendering (CSR), server-side rendering (SSR), static site generation (SSG), and hybrid rendering strategies.
- Strong understanding of composable architectures, including component-driven UI design, reusable frontend modules, and frontend design patterns such as monorepos and microfrontends.
- Experience with mobile WebView integration to support homogeneous, cross-platform UX.
- Experience with state management strategies, such as Zustand, Redux Toolkit, Recoil, or React Query, ensuring efficient data synchronization with backend services.
- Strong emphasis on testing strategies, including unit tests, integration tests, and E2E testing frameworks like Cypress or Playwright.
- Deep knowledge of frontend performance optimization, including Lighthouse scores, Core Web Vitals, lazyloading, caching, and strategies for minimizing render blocking and delivering high-quality user experiences.
- Experience with frontend best practices, including design system integration and accessibility (a11y).
- Hands-on experience integrating with backend services, including GraphQL, REST APIs, WebSockets, and event-driven architectures.
- Proficiency in frontend build systems and DevOps tooling, including Webpack, Vite, CI/CD pipelines, and containerized deployments with Docker.
- Proven ability to lead technical initiatives, mentor engineers, and drive architectural decisions across teams.
Nice to Have:
- Experience working with backend technologies, including Node.js, Kotlin, or Java, for better cross-functional collaboration.
- Familiarity with infrastructure and DevOps practices, such as NGINX, Kubernetes, Terraform, and AWS (Lambda, S3, CloudFront, etc.).
- Background in financial services or fintech, particularly lending platforms and credit decisioning workflows.
- Ability to showcase code samples from GitHub or similar.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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What the Team is Saying
What We Do
For over a decade, SoFi has helped transform the Fintech industry by creating financial products and services that help people borrow, save, spend, invest, and protect their money better, so they can achieve financial independence and realize their ambitions. Whether it’s owning a home, saving for retirement, paying off their student loans, or helping our members invest - SoFi is there every step of the way. Want to learn more about how it works? Check it out here: https://www.sofi.com/how-it-works/
Our core values are at the center of how we help our millions of members get their money right. They are our guiding principles for how we think about serving our members, building our company, and most importantly, how we work together. At SoFi, it’s not just what we do - but how we do it.
SoFi is also proud to be the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams.
For more information, visit SoFi.com
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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