Senior Software Engineer

Posted 19 Days Ago
3 Locations
Senior level
Fintech • Software • Financial Services
The Role
As a Senior Backend Engineer, you will design, build, and scale backend systems for financial products, ensuring performance and security.
Summary Generated by Built In

Company 

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.


Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

Overview

As a Senior Backend Engineer, you’ll play a pivotal role in shaping our platform, designing and building the core systems that power our financial products. You’ll have the opportunity to architect scalable infrastructure, drive technical direction, and work on products from the ground up. This is a rare chance to join a fast-growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well-being of our users.

What You'll Do

  • Design, Build, and Scale – Own backend systems end-to-end, from architecture to deployment, ensuring high performance, security, and scalability for next-generation financial products.

  • Greenfield Development – Work on new projects from scratch, making foundational technical decisions that will shape our platform for years to come.

  • Cross-Functional Collaboration – Partner with product, design, data science, and adjacent engineering teams to build impactful features and solve complex business challenges.

  • Technical Leadership – Lead critical technical, design, and product discussions, driving best practices in system design, coding, testing, and DevOps.

  • Customer-Focused Innovation – Scope, build, and optimize products and services that deliver immediate and meaningful value to users.

Requirements

  • 5+ years of experience designing, building, and scaling high-performance backend systems in a fast-paced, high-growth environment. 

  • Expertise in architecting and productionizing large-scale distributed systems.

  • Comfortable working across multiple technical areas and collaborating with frontend/mobile teams.

  • Passion for tackling complex challenges with structured thinking and analytical rigor. Ability to break down intricate systems, identify flaws, and implement scalable, secure, and maintainable solutions.

  • Thrives in a fast-moving, iterative environment with a bias for action. Excited to take full ownership of projects, drive impact, and work cross-functionally with product, design, and engineering teams.

  • Strong understanding of data privacy, compliance, and secure coding practices. Experience with designing resilient and reliable systems that meet high security and regulatory standards.

Nice to Have

  • Experience working with products related to lending, credit cards, payments, or other financial services.

  • Familiarity with mobile app ecosystems and financial technology.

Benefits and Perks

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

  • 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment. 

  • Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness

  • 401(k) with a 2.5% match and immediate vesting 

  • Meal program for breakfast, lunch, and dinner

  • Life and accidental insurance

  • Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.

Top Skills

Backend Systems
Compliance
Data Privacy
Distributed Systems
Financial Technology
Mobile App Ecosystems
Secure Coding Practices
Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Philadelphia, PA
38 Employees
On-site Workplace
Year Founded: 2019

What We Do

Credit Genie takes a non-traditional approach to debt relief - we perform a holistic review of a consumer's financial situation to calculate the appropriate debt reduction. Lenders have more confidence in Credit Genie's evidence-based, data driven, debt relief solution which along with helping the borrower directly, also reduces the risk of a borrower's complete default, and vastly improves overall default rates in the debt industry.

Led by founder Ed Harycki (former founder of Swift Capital / acquired by PayPal), Credit Genie is on a mission to help customers succeed by bringing ingenuity, fairness, and humanity to helping them resolve their personal debt matters.

The US consumer debt market is over $1.5 trillion and growing, with tens of millions of households struggling to meet their financial obligations. The current market to resolve this problem is fragmented, lacks transparency, and is very costly to consumers and their lenders.

Credit Genie is on a mission to fix this problem. We are building the first technology-based solution that allows borrowers to work directly with their lenders to find solutions that are fair to all parties. Through innovative debt relief solutions and its free cash advance app, Credit Genie is helping consumers tackle their unsecured debt burdens. Credit Genie is also developing educational programs to help ensure that consumers can better manage their financial affairs and achieve a healthier financial standing.

Similar Jobs

MongoDB Logo MongoDB

Senior Software Engineer, Atlas Growth

Big Data • Cloud • Software • Database
New York, NY, USA
2382 Employees
118K-231K Annually

January Logo January

Senior Software Engineer, Client Activation (New York City)

Fintech • Mobile • Payments • Social Impact • Financial Services
New York, NY, USA
90 Employees

Finch Logo Finch

Senior Software Engineer, Fullstack

Fintech • HR Tech • Software
Hybrid
2 Locations
68 Employees

Clay Logo Clay

Senior Software Engineer, Integrations

Artificial Intelligence • Consumer Web • Machine Learning • Productivity • Sales • Software • Analytics
New York, NY, USA
93 Employees

Similar Companies Hiring

True Anomaly Thumbnail
Software • Machine Learning • Hardware • Defense • Artificial Intelligence • Aerospace
Colorado Springs, CO
131 Employees
Caliola Engineering Thumbnail
Software • Machine Learning • Hardware • Defense • Data Privacy • App development • Aerospace
Colorado Springs, CO
53 Employees
Red 6 Thumbnail
Virtual Reality • Software • Hardware • Defense • Aerospace
Orlando, Florida
113 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account