Senior Risk Strategy and Transformation Consultant

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose 
Develops, manages, and supports the execution of risk strategy and our 1–3 year transformation plans to drive best-in-class risk management culture and practices for our network and solutions. Focuses on a broad range of topics including influencing transformation roadmaps, maturing our risk management operating model and culture, refining, and creating enterprise, board, and executive committee level materials and reporting, and partnering with risk leadership to drive implementation of our strategic priorities. This role will report directly to the VP, Risk Strategy, Transformation, and Operations and have high visibility in the organization with frequent interaction with the C-suite, senior executive team, as well as our 1st line of defense risk teams and leaders.

Essential Functions 

• Develops compelling recommendations for risk strategy and transformation initiatives that enhance our risk maturity, enabling enterprise and business prioritization, budgeting, and monetization of new programs and initiatives.

• Works across the organization to identify risk opportunities and creates action plans with business teams to mitigate risks. When needed, drives end-to-end execution.

• Leads all aspects of our risk strategy initiatives including strategy formation, final recommendation, developing business cases, and integration. 

• Structures complex problems, develops hypotheses, conducts analyses, and drives actionable recommendations through a documented data driven process. 

• Designs and delivers relevant materials to be presented at board and executive level risk governance meetings, risk committees and other business risk routines. Develops communication materials and presentations that support risk strategy. 

• Supports the company's commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications 

• 8+ years of experience in risk management.

• Minimum of 5 or more years of relevant work experience in management consulting, leading strategy and/or large-scale transformation.

• Education and/or experience typically obtained through completion of a Bachelor’s degree. 

• Strong analytical skills, PowerPoint and Excel fluency. 

• Effective communicator, able to convey complex ideas in a clear, concise manner both verbally and in writing, comfortable in business and technical discussions. 

• Strong understanding of risk management programs and industry best practices for regulated entities in the financial services industry.

• Demonstrated aptitude to think strategically, provide thought leadership to the organization and execute program initiatives.

• Excellent cross-functional collaboration skills, including the ability to lead forums with multiple stakeholders.

• Strong relationship-building skills and experience interacting with executives and functional business leaders through all levels of the organization. 

• Strong critical thinking skills and the ability to identify practical recommendations in an evolving and increasingly complex business and regulatory environment. 

• Experience in building trusting relationships and influencing others. Collaborative team player who is also an independent thinker. 

• Self-starter who thrives and can multitask in fast-paced and often ambiguous environments. 

• Background and drug screen. 

Preferred Qualifications 

• 2 or more years prior work experience at a strategy consulting firm.

• Experience working on complex strategic projects with financial services companies, inclusive of corporate and business unit strategy, driving business and technical alignment, and communicating with executives. 

• Fluency in performing financial and broad quantitative analyses in Excel and familiarity with accounting and key operational metrics. 

• Experience in payments, risk insights, digital identity, banking, or fintech space. 

Physical Requirements 

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. 

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. 

The base pay scale for this position in:

Phoenix, AZ/ Chicago, IL in USD per year is: $120,000 - $150,000.
New York, NY/ San Francisco, CA in USD per year is: $140,000 - $170,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness 

• Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
• 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
• Paid Time Off – Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
• 12 weeks of Paid Parental Leave
• Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.