About this role:
In this role, you will:
- To be effective in this position, you will need a good understanding of credit (ideally from a consumer lending perspective), a broad and strategic perspective on risk management, and be fluent in key technical tools building visualization and executive reporting.
- Lead complex initiatives related to regulatory reporting, decisioning and executive oversight including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of performance and portfolio analysis for Risk Analytics.
- The incumbent would functionally contribute as an SME to the Credit Risk team for Home Lending. Enhance and redesign dashboards as per business needs and optimize the process.
- Develop and design advanced reporting utility and drive centralization of reporting across sub-functions. Produce a thorough report along with recommendations & present findings to functional leadership.
- Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management
- Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business
Required Qualifications:
- 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
- Qualified candidates must have excellent data visualization skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as communication and SQL coding skills. Qualified candidates must also possess a results driven attitude committed to quality work.
Desired Qualifications:
- At least 5 years’ experience in a similar role Bachelor’s degree or higher in a quantitative field such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
- 4 years of experience in credit risk analytics
- 5 years of data visualization experience in Tableau, Power BI
- Proficiency in Microsoft Office
- Strong data visualization and analytics skills
- Must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills.
- Ability to conduct reconciliation efforts and report findings in support of research activities
- Must possess a results driven attitude committed to quality work.
- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
- Flexibility with changing priorities
- Ability to interact with integrity and a high level of professionalism with all levels of team members and management
- BI tools Expertise - Executive and regulatory reporting experience is a must
Job Expectations:
- Bachelor's degree in quantitative discipline
- Lead reporting initiative and centralization effort, work with Policy and analytics team to build custom dashboards
- Experience within the US Home Lending environment
- Familiarity with account/portfolio management within the banking industry
- Demonstrated excellence at developing sound credit processes and enhancing existing reporting
- Proficiency with SQL & data visualization tools such as Tableau and Python is good to have
- Knowledge of SAS programs and Alteryx to make processes more efficient
- Ability to identify and manage complex issues and negotiate solutions within a geographically dispersed organization
- Understanding of bank data sets and other industry data sources
- Drive strategic initiatives and support team in meeting business goals
Posting End Date:
10 Mar 2025
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Top Skills
What We Do
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. © 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked #2 on the 2023 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
Gallery
.JPG)
_2.png)
