Gen Z is the generation of the side hustle. 💪🏻 They’re creators. 👩🎤 They’re freelancers. 🧑💻 They’re investors. 👩💼 And they’re not afraid to take on challenges, especially when it comes to their finances - and we’re here for it.
Step is a next-generation financial services company building a better banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age. We’re on a mission to improve the financial future of the next generation by empowering teens to start their financial journey today. Step is a well-funded Series C company that has raised more than $175M, focused on disrupting the banking industry through a differentiated mobile-first consumer experience.
People love our product. We eclipsed over 5.5M million customers, and if you’re looking to join a fast-growing company with a strong mission and vision that puts people first, we want to meet you!
The Role
As a Senior Product Manager, Credit, you will own the end-to-end development of our lending products, shaping the roadmap to align with Step’s broader business goals. You’ll use data-driven insights to define priorities, work cross-functionally to execute product strategies, and collaborate with external lending partners. Over time, you will build and lead a team of product managers, each specializing in different areas of credit.
What You’ll Do
- Define & Drive Strategy – Partner with leadership to refine Step’s credit product vision and strategy, ensuring alignment with customer needs and business objectives.
- Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments.
- Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external lending partners to build, launch, and scale products.
- Optimize & Iterate – Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience.
- Lead & Grow a Team – Recruit, mentor, and develop a team of product managers as our credit product suite expands.
What You Bring
- 8+ years of product management experience, preferably in consumer fintech or credit products.
- A track record of scaling consumer credit products, from ideation to launch and growth.
- Strong analytical skills, with experience using BigQuery, Looker, Segment, Mixpanel, or similar analytics tools.
- Exceptional written and verbal communication skills, with the ability to influence and align stakeholders.
- Deep customer empathy and a passion for building products that deliver real value.
- A proactive, outcome-oriented mindset with a bias for action.
- Bonus: Background in software engineering or technical product management.
Why Step?
- Work at a fast-growing fintech that’s revolutionizing banking for the next generation.
- Build products that make a tangible impact on millions of customers.
- Collaborate with a talented, mission-driven team.
Interested? Apply now and help shape the future of credit at Step!
- Competitive salary based on experience, with full medical and dental benefits 💸
- High potential for growth 📈
- Stock in an early-stage startup 🤩
- Flexible WFH and vacation policy 🏝
- Paid parental Leave 🐣
- Employee referral program 👯♀️👯
- 401K plan 💪🏻
Top Skills
What We Do
It isn’t easy learning about money. Schools don’t teach you and families don’t always talk about finances. Traditional banks make it even harder to get ahead by charging fees for standard services like checking accounts, atm's and even spending cards.
Step is a next generation financial services company building the best banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age. Step is founded by a team with 50+ years of combined financial technology experience. Our mission is to create a bank that gives you the tools to become smarter with your money and reward you along your financial journey.
Step gives you a free bank account with no monthly or hidden fees. Track your balance and see your transactions from the Step mobile app. You can also send and receive money instantly on your phone, shop with a personalized spending card and earn rewards for inviting your friends to Step.
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