Senior Manager IB&M Credit Risk - Industrials, Transport & Consumer

Senior Manager IB&M Credit Risk - Industrials, Transport & Consumer

• You are a passionate and engaging Senior Manager who has a true passion for Credit Risk Management
• We are a team of values-driven professionals, striving to deliver the banks broader Risk Model
• Together we can harness mitigate the risks and analyse solutions for our customers and communities to help build a brighter future and really make a difference

Do work that matters

Institutional Banking & Markets (IB&M) Risk Management is a divisional Risk team providing IB&M with specialist Risk services and advice. It forms part of the Bank’s broader Risk model, which includes a corporate Risk policy and strategy group and a number of divisional Risk Management groups. 

The IB&M Credit Risk team is structured along the following industry lines: Industrials, Transport & Consumer; Telecommunications, Media, Entertainment, Technology & Retail; Real Estate & Infrastructure; Health, Education & Government; and Natural Resources & Energy. It also includes a High Volume Corporate Team which services clients with exposures <$30M.

See yourself in the team

As a Senior Manager Institutional Bank Credit Risk, you will be responsible for the risk management of IB&M clients within the Industrials, Transport & Consumers (“ITC”) portfolio as well as contributing to the growth and development of Trade Finance activities. You will ensure authorised frameworks and systems are used in the management of risk and credit decisions in order to achieve an optimum outcome for the Group.

We are open to candidates based in Sydney or Melbourne particularly those with Trade Finance experience.

In this role you will:    

• Work proactively with a customer focus and productivity mindset to ensure that client timelines are met
• Assess tools and process to ensure the credit risk process is fit for purpose
• Be responsible for a portfolio of clients including origination, periodic credit reviews, exposure monitoring and breach reporting
• Work as part of deal teams to analyse clients, prepare credit submissions and provide risk recommendations. This will include providing guidance on deal structuring, approval processes and policies
• Exercise sizable Personal Credit Approval Authority
• Present transactions as the accountable Risk Executive at various forums
• Understand the impact of industry issues and change in internal/external credit environments on the credit quality of clients in the portfolio
• Make suggestions for productivity or process improvements to promote efficiencies across the team

We are interested in hearing from people who have:

• Demonstrated experience in credit risk management in institutional banking.
• Proven experience with trade finance products.
• Strong financial modelling and strong analytical skills.
• Demonstrated capacity to work in a busy, commercial, competitive environment and the ability to meet objectives and deliver high quality customer service.
• Excellent communication and interpersonal skills.
• Hold a tertiary qualification (or equivalent) in a finance related discipline
• Knowledge and experience Industrials, Transport & Consumer clients will be advantageous.
• Proven Risk Mindset by proactively identifying and understanding, openly discussing and acting on current and future risks.

If this sounds like you, apply now!
 

Working at CommBank:
 

At CommBank, we support our people with the flexibility to balance where work is done with at least half their time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few. Talk to us about how these arrangements might work in the role you’re interested in.

Advertising End Date: 15/03/2025