Senior KYC Specialist

Department environment 

The KYC Operations team are part of the Client Onboarding team who sit within Copper’s Revenue Department. The Senior KYC Specialist will be responsible for completing and overseeing Know Your Customer (“KYC”) and Anti-Money Laundering (“AML”) due diligence on Copper’s clients to ensure compliance with all applicable laws and regulations and to safeguard Copper against financial crime risk.

Key Responsibilities of the role

• Ensuring appropriate KYC and CDD checks are completed in line with Copper’s Compliance Policies in each operating jurisdiction.
• Ensuring the correct risk ratings are assigned to client cases according to the approved CRA.
• Ensuring appropriate screening has been completed for Sanctions, PEPs & negative news on both legal entities and individuals.
• Interpreting client information to identify instances requiring escalation or necessitating further investigation and/or enhanced due diligence.
• Presenting and escalating complex structures or high-risk cases to the Head of Client Onboarding and respective MLRO for consultation.
• Conducting comprehensive and robust quality checks on the cases completed by the Onboarding Analysts; reviewing Customer Due Diligence (CDD) records to a high standard, ensuring an eye for detail so that any errors are identified, corrected, and resolved prior to the approval of the case.
• Coordinating and providing oversight of the periodic review process.
• Contributing to the continuous improvement of onboarding controls and refinement of KYC processes and procedures.
• Main point of contact for Tier 1 client entity onboards.
• Training and mentoring new joiners to the KYC Operations team.

Your experience, skills and knowledge

• Understanding of and genuine interest in Crypto, Fintech and Financial Services. 
• Possess a bachelor’s degree or equivalent from a qualified university.
• Excellent Financial Crime, KYC and CDD subject matter knowledge with relevant experience onboarding institutional clients  
• In depth understanding of the UK Money Laundering Regulations, EU Fifth Money Laundering Directive and global sanctions regimes.
• Strong analytical, communication and organisational skills. 
• Strong team player who embraces listening, straight talking, transparency, ownership, and accountability and can work cross-functionally both alongside their peers and with people of differing seniority.
• Flexible in considering working hours, taking on additional tasks not necessarily covered in this job description and managing multiple tasks simultaneously. 

The benefits offered

• Holidays: 27 days per annum paid holiday, in addition to bank holidays
• Years of Service Days: Employees are awarded one additional day of paid time off per year of service (up to three years)
• Vitality Health:
  • Medical Insurance: Copper provides all employees with individual cover. Medical history is disregarded, and a 24/7 virtual GP is available (£100 excess per person per year)
  • Dental Insurance: Comprehensive dental cover for preventative, restorative and emergency treatment
  • Audiology Cover: Employees can claim back up 80% of costs, up to £300, for any hearing tests or hearing aids
  • Optical Cover: £500 optical cover (through Vision Express) or 80% reimbursement up to £300 for any other optician
  • Menopause Support: Unlimited support for those experiencing symptoms of the menopause, such as video consultations with a dedicated menopause practitioner
  • Vitality services also include an additional £100 for minor diagnostic tests and private prescriptions, including home diagnostics
  • Headspace - Copper's policy provides all employees with a free Headspace subscription. Headspace provides great resources to manage stress, improve sleep, meditate and enhance mindfulness
  • Discounts and free benefits - the Vitality programme has been designed for preventative care to encourage members to improve their overall health and will reward those for doing so. Employees can access additional benefits such as 50% off running shoes, discounted health screenings, 50% off at Nuffield Health or Virgin Active gyms and much more
• Home Working Energy Support Scheme: to combat energy prices increasing globally, Copper will provide you, in addition to your salary, with a monthly top-up of £60 or £75 (subject to your energy supplier)
• Pension up to 10% matched contribution to our company pension scheme via Smart Pensions
• Cycle to Work
• Life Insurance cover: Four times your base salary
• EAP: access unlimited mental health consultations and contact a 24/7 confidential helpline for emotional support
• Unmind
• Sponsored Learning and Development opportunities
• Regular company events and social activities

In return for everything you can bring to Copper, we can offer you an exciting, challenging role in a fast-growing and dynamic business, with career opportunities and welcoming working environment.

If you think you have everything we're looking for and more, then we'd love you to apply for the opportunity.