Senior Credit Analyst

Posted 22 Hours Ago
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Jacksonville, FL
Senior level
Chemical
The Role
The Senior Credit Analyst manages a multimillion-dollar portfolio, overseeing credit, collections, and reconciliation. Responsibilities include credit assessment, monitoring receivables, improving customer communication, analyzing financial statements, and ensuring adherence to company policies. The role demands strong analytical skills, attention to detail, and the ability to handle multiple deadlines effectively.
Summary Generated by Built In

About RYAM

RYAM is a global leader of cellulose-based technologies, including high purity cellulose specialties, a natural polymer commonly found in filters, food, pharmaceuticals and other industrial applications. The Company also manufactures products for paper and packaging markets. With manufacturing operations in the U.S., Canada and France, RYAM employs approximately 2,500 people and generates approximately $1.4 billion of revenues. More information is available at ​https://ryamglobal.com

RYAM’s intellectual property and manufacturing processes have been developed over 90 years, resulting in unique properties and very high quality and consistency. RYAM is consistently ranked among the nation’s top 50 exporters and delivers products to 79 ports around the world, serving customers in 20 countries across five continents.

At RYAM, we’re shaping the future of talent.

RYAM has a specific purpose…to be the world’s leading manufacturer of renewable products, including paper, packaging, and high purity cellulose. We want smart, innovative people who can find new ways to solve challenging problems. We need talented professionals across multiple disciplines who want to contribute to the company’s mission and advance its vision, while also shaping its future.

The Sr. Credit Analyst will be responsible for managing and overseeing the credit, collections and reconciliation processes on a multimillion-dollar portfolio, ensuring adherence to company policies, principles and guidelines.  This role will focus on maintaining effective control over the credit function while delivering exceptional service in the areas of credit assessment, collection efforts, financial reconciliation and resolution.  The group operates in a dynamic and fast paced environment, requiring a highly detailed-oriented professional with a strong work ethic.  The ideal candidate will possess the ability to meet deadlines, apply critical thinking to resolve challenges and proactively mitigate risks to ensure the organizations success.

How you’ll shape the future of the Credit Team:

  • Investigation, preparation and recommendation of credit limits for new and existing customers, adhering to company policy
  • Coordination of credit limits within sites to ensure customer limits are not exceeded
  • Consistently monitor, review and update existing credit limits to reflect current sales projections and ordering history
  • Perform detailed analysis and credit reviews on new and existing customers
  • Monitoring of receivables and collection of past due accounts on a multimillion-dollar portfolio
  • Improve and maintain internal and external customer communication to build rapport and understand challenges
  • Properly notate all account activity to provide transparency and account status
  • Manage orders on hold and complete timely resolution and adhere to the department 48-hour release KPI
  • Safeguard assets by control and collection of receivables timely to eliminate delinquency
  • Preparation of files, documents on bankruptcy, write offs, refunds, offsets and escheatment for customer accounts
  • Analyst D&B, Kreller, customer financial statements along with bank and trades to assess credit worthiness for new and existing customers to manage and eliminate risk
  • Establish payment plans for customers experiencing financial distress
  • Advise, recommend and/or provide pertinent credit information to Sales, Customer Service, Transportation, Accounting and Treasury to facilitate timely communication of issues and concerns
  • Manage multiple and conflicting deadlines ensuring all work is completed as expected
  • Special projects as required
  • Additional duties as assigned

You’ll be someone who can bring:

  • Bachelors Degree in Business or related field
  • Minimum of 5-10 years progressive work experience
  • Strong analytical skills and the ability to effectively communicate with internal and external business contacts
  • Strong understanding of financial statements and ratio analysis
  • Strong SAP and Microsoft Office 365 knowledge
  • Expert Excel knowledge
  • Strong understanding of credit ratings with various credit reports
  • Accuracy and attention to detail
  • Ability to multitask to meet deadlines

Why you’ll love working for RYAM:

  • Competitive pay
  • Medical, Dental, Vision
  • Short term / Long term disability
  • Bonus / Merit
  • Life insurance (Company paid & Voluntary)
  • Company paid Employee Assistance Program (EAP)
  • Tuition reimbursement
  • Wellness reimbursement
  • Retirement plan
  • www.visitjacksonville.com

EOE/Vet/Disability

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The Company
HQ: Jacksonville, Florida
1,001 Employees
On-site Workplace
Year Founded: 1926

What We Do

RYAM is a global leader of cellulose-based technologies, including high purity cellulose specialties, a natural polymer commonly found in filters, food, pharmaceuticals and other industrial applications. The Company also manufactures products for paper and packaging markets. With manufacturing operations in the U.S., Canada and France, RYAM employs approximately 2,500 people and generates approximately $1.4 billion of revenues.

RYAM’s intellectual property and manufacturing processes have been developed over 90 years, resulting in unique properties and very high quality and consistency. RYAM is consistently ranked among the nation’s top 50 exporters and delivers products to 79 ports around the world, serving customers in 20 countries across five continents.

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