Senior Consultant - AML Financial Crimes

About the Team:

As a member of the Finance, Risk, and Compliance (“FRC”) group at Capco you will play a lead role delivering projects, ranging from short-term strategic assessments to large scale change initiatives, for leading clients across financial services.

Capco FRC is a global team that prides itself on our industry-leading expertise from strategy through implementation within risk management and regulatory advisory. Our team combines expert consulting skills and deep product and functional knowledge across all areas of the front office, operations, technology, risk, finance and compliance.

About the Job:

As a Senior Consultant – AML Financial Crimes, you will work alongside industry experts within FRC and our Capital Markets group in a fast-paced team setting. This role is based in New York at requires ability to work from client and/or Capco offices.

What You’ll Get to Do:

• Review and analyze customers' account transactions to identify suspicious activity.
• CDD, EDD, Onboarding, Transaction Monitoring (Case and Alert investigations); KYC
• Conduct investigations of potential money laundering activities and document findings.
• Prepare and file Suspicious Activity Reports (SARs) per regulatory requirements.
• Utilize AML monitoring systems to detect unusual transactional patterns.
• Collaborate with compliance and legal teams to ensure regulatory alignment.
• Monitor customer profiles for changes indicating increased risk.
• Stay updated on AML trends, typologies, and regulatory changes.
• Assist in developing and implementing AML policies and procedures.
• Provide AML training and guidance to staff.
• Evaluate the adequacy of AML controls in business units and recommend improvements.
• Maintain detailed records of compliance activities and investigations.
• Perform risk assessments on new and existing customers.
• Respond to information requests from law enforcement and regulatory bodies.
• Analyze regulatory requirements to ensure compliance.
• Assist with internal and external AML audits.
• Coordinate with financial institutions during cross-institutional investigations.
• Ensure compliance with global sanctions regulations.
• Support the implementation of new AML software and tools.
• Conduct enhanced due diligence on high-risk customers.
• Prepare and present reports on key AML metrics to upper management.

What You’ll Bring with You:

• Bachelor's degree in Finance, Business, Law, Criminal Justice, or a related field.
• Certified Anti-Money Laundering Specialist (CAMS) certification or equivalent preferred.
• Minimum of 3-5 years of experience in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), or financial crimes investigations.
• Extensive knowledge of AML laws, regulations, and best practices.
• Proficiency in using AML monitoring systems and related software.
• Strong analytical and investigative skills.
• Excellent written and verbal communication skills.
• Ability to prepare comprehensive reports and documentation.
• Strong attention to detail and organizational skills.
• Ability to maintain confidentiality and handle sensitive information.
• Strong problem-solving abilities and decision-making skills.
• Ability to work independently and as part of a team.
• Understanding of global sanctions regulations and their application.
• Experience in conducting enhanced due diligence on high-risk customers.
• Ability to stay current with AML trends, typologies, and regulatory changes.
• Experience in collaborating with compliance, legal teams, and external bodies.
• Strong understanding of financial products and services.
• Ability to manage and prioritize multiple tasks and projects.
• Experience with audits and regulatory examinations.

Why Capco? 

A career at Capco is a chance to help reshape the competitive landscape in financial services.  We launch new banks, transform existing ones, and help our clients navigate complex change.  As consultants, we work on the front-end business design all the way through to technology implementation. 

We are the largest Financial Services focused consultancy in the world, serving everyone from global banks to emerging FinTechs, from strategy through digital transformation, design, business consulting, data and analytics, cyber, cloud, technology architecture, and engineering. 

Capco is a young and growing firm. We maintain an entrepreneurial spirit and growth mindset, and have minimal bureaucracy. We have no internal silos that get in the way of your career opportunities or ability to focus on our clients and make a difference to the business.  We offer the opportunity for everyone to learn rapidly, take on tough challenges, and get promoted quickly. We take pride in our creative, collaborative, diverse, and inclusive culture, where everyone can #BYAW.  

We offer highly competitive benefits, including medical, dental and vision insurance, a 401(k) plan, tuition reimbursement, and a work culture focused on innovation and creation of lasting value for our clients and employees. 

Ready to take the Next Step ?

If this sounds like you, we would love to hear from you. This is an opportunity to make a difference and contribute to a highly successful company with a significant growth trajectory.

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