We’re looking for a motivated and enthusiastic individual with solid expertise in business financing, whether as an account manager, analyst or credit approver, or experience in the commercial or industrial sectors. If your expertise includes addressing the needs of growth companies and medium-sized businesses (real estate, banking partner, etc.) and understanding the related credit risks, then this position’s for you! As Senior Business Credit Risk Management Advisor, you contribute to analysis, research and development activities to assess the costs and benefits of proposed changes. You recommend directions and strategies to implement industry best practices for overseeing risk management, changes to risk models and operational efficiency. More specifically, you will be required to:
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Advise clients and partners to help them position, plan, develop, execute and monitor strategic projects and initiatives under your responsibility
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Monitor market trends and changes in the external environment that could affect the credit portfolio
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Monitor changes and trends of credit risk exposure for the Business Services portfolio, in line with the appetite framework
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Ensure compliance with governance documents related to credit risk management
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Report on credit risk exposure to various contributors
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Establish operational frameworks to support your sector’s credit risk management activities
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Represent your unit before various bodies and committees
What we offer*
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Competitive salary and annual bonus
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4 weeks of flexible vacation starting in the first year
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Defined benefit pension plan that provides predictable, stable income throughout retirement
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Group insurance including telemedicine
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Reimbursement of health and wellness expenses and telework equipment
* Benefits apply based on eligibility criteria.
What you bring to the table
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Bachelor’s degree in finance, economics, administration, statistics or a related field
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A minimum of six years of relevant experience, including at least four years in financing and business credit risk
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Please note that other combinations of qualifications and relevant experience may be considered
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Experience in financing operations
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Experience in data and portfolio analysis
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Knowledge of French is required for positions in Quebec
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Proficiency with Microsoft Office suite
Ambiguity, Business insight, Communicates effectively, Interpersonal Savvy, Strategic mindset
#LI-Hybrid
Trade Union (If applicable)
At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.
If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!
Job Family
Risk management (FG)
Unposting Date
2025-04-7
Top Skills
What We Do
Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News