Senior Business Analyst, Credit Bureau Management

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Who we are:
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We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
We are seeking a Senior Business Analyst to join our dynamic Credit Bureau Team at SoFi, an aspiring top 10 bank that wants to help members get their money right. In this critical role, you will be at the forefront of analyzing and interpreting data to support our credit bureau data strategy. You will also be the core driver of designing and implementing business solutions that drive value across multiple platforms and products. You will help identify, analyze and drive meaningful improvements to customer experiences in credit reporting for our members. You will be a part of an energetic and entrepreneurial team that values innovation, integrity, and inclusivity.
What you'll do:

• Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
• Leverage deep understanding of credit data and SoFI infrastructure to build analytical risk framework
• Perform modeling/analytics to assist new credit product strategies for various lending products
• Support step-change improvements in credit performance by connecting drivers of future credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Leverage problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
• Work closely with colleagues across SoFi including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
• Use analytic-based problem solving to make decisions and solve problems. Conceptual thinking skills must be complemented by a strong quantitative orientation, given the heavy focus on credit risk management
• Communicate with impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills

What you'll need:

• Bachelor's Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
• 3+ years of banking and or financial services analytics
• 2+ years of experience in SQL querying
• 3+ years of experience in business analysis
• 3+ years of experience building business cases and influencing senior audiences
• 2+ years of experience in Credit Risk Management

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.