Senior Analyst, Credit and Income

Posted 18 Days Ago
Hiring Remotely in Bengaluru, Karnataka
Remote
Senior level
Real Estate
The Role
The Senior Analyst, Credit and Income role involves quality control reviewing of loan documentation, including pre-closing and post-closing checks. The analyst will conduct forensic reviews, credit and income evaluations, and ensure compliance with federal regulations. Strong attention to detail, organizational skills, and the ability to handle multiple tasks are essential.
Summary Generated by Built In

Company Description

At Altisource (NASDAQ: ASPS) we build world-class technologies and services for the mortgage and real estate industry, and are well poised to help revolutionize how homes are bought, sold and managed. In the US, we partner with 7 out of the top 10 mortgage servicers, operate one of the top three real estate auction websites, and manage a cooperative which represents 15%+ market share of the $1.8tn US Originations market.

Our Innovation Starts with YOU!

Altisource’s Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees. We believe that diversity in gender, age, religion, ethnicity, sexual orientation, identity, physical ability, neurodiversity, socioeconomic background, and experience, fosters creativity, challenges groupthink, and makes our Company stronger. At Altisource, anyone can prosper and have a positive impact on our path toward success, irrespective of their background.

We are committed to fair and impartial hiring, training, and growth opportunities. We also provide employee training to help foster their ability to work with one another in an inclusive manner. Altisource is an Equal Opportunity Employer, and our employment decisions are based on merit, qualifications, and business needs.

Job Description

  • Complete quality control post loan closing/Pre-funding. Review pre-closing/Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed. Record and report loan exceptions.
  • Expertise on RADD, Forensic review, QM(Conventional, FHA, VA and USDA), non-QM and Portfolio loans review.
    • Credit and Income review; Income calculation; Employment Income, self-employed income, rental income and other income.
    • Identify red flags on loan file(Income documents review, asset documents review, credit report, Fraud report, exclusionary list).
  • Review entity documentation to understand business structure and authorized signers.
  • Knowledge of applicable federal regulations and state laws a plus.
  • Ability to prioritize and decipher policies, programs, and guidelines.
  • Strong attention to detail, organizational and communication skills.
  • Ability to handle multiple tasks, take on new responsibilities, and prioritize work in a deadline-intensive environment.
  • Strong interpersonal and teamwork skills and ability to influence through collaboration.
  • Self-motivated, high level of personal energy and commitment.
  • Flexible to work on Night shifts.

Qualifications

  • Bachelor's Degree, Master's Degree.
  • 5+ years of experience in retail US residential mortgage banking and QC/post-closing/Prefunding is required.

Additional Information

Competitive salary based on your experience and skills
Good Health
Comprehensive insurance plans like Medical, Personal Accident Benefit and Life Insurance

Happiness
• 6 paid days off per year
• Employee engagement programs
• Opportunities to join our community service initiatives, including Habitat for Humanity
Are you up to the challenge? What are you waiting for? Apply today!
If you have any questions or concerns, feel free to reach out to us at [email protected]
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

The Company
Atlanta, GA
5,001 Employees
On-site Workplace
Year Founded: 2009

What We Do

Altisource Portfolio Solutions S.A. (NASDAQ: ASPS) is an integrated service provider and marketplace for the real estate and mortgage industries. Combining operational excellence with a suite of innovative products and technologies, Altisource helps solve the demands of the ever-changing market.

Similar Jobs

Capco Logo Capco

Jr Data Analyst

Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Remote
India
6000 Employees

Atlassian Logo Atlassian

Senior Machine Learning Engineer

Cloud • Information Technology • Productivity • Security • Software • App development • Automation
Remote
Bengaluru, Karnataka, IND
11000 Employees
Remote
Hybrid
Bengaluru, Karnataka, IND
900 Employees

CrowdStrike Logo CrowdStrike

OT - Vulnerability Analyst (Remote, IND)

Cloud • Information Technology • Sales • Security • Cybersecurity
Remote
India
10000 Employees

Similar Companies Hiring

TurboTenant Thumbnail
Software • Real Estate • PropTech • Fintech
Fort Collins, CO
70 Employees
EliseAI Thumbnail
Real Estate • Natural Language Processing • Machine Learning • Healthtech • Artificial Intelligence
New York, NY
165 Employees
Findigs, Inc. Thumbnail
Software • Real Estate • PropTech • Fintech
New York, NY
53 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account