Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its 2.0 million members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $16.6 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.
WORKING AT OPORTUN
Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.
SUMMARY
This role is responsible for accurately handling the day-to-day accounting processes related to our Personal loan products. The position will record, reconcile the related transactions, investigate and resolve issues, prepare schedules, and perform analysis that contribute to the preparation of financial reports during the monthly and quarterly reporting processes.
The individual in this role should possess a strong understanding of accounting concepts and a proactive approach to driving process improvements through automation. This role demands attention to detail, and the ability to work cross-functionally in a fast-paced environment.
RESPONSIBILITIES
- Responsible for the preparation of journal entries for purposes of closing the books ensuring compliance with accounting standards.
- Responsible for the timely preparation, reconciliation of assigned balance sheet accounts related to loans on our general ledger.
- Preparation of assigned loan schedules required for both internal and external (SEC) reporting.
- Conduct month-over-month flux analysis and provide written explanation of significant variances.
- Prepare loan related schedules as needed for audit and SOX.
- Support with process improvements through automation and implement enhancements.
- Assist with ad hoc accounting/finance projects as needed.
REQUIREMENTS
- A minimum of two years of general accounting experience.
- Four-year bachelor’s degree in accounting.
- Strong experience using Microsoft Office (Excel, Access, etc.).
- Ability to meet strict deadlines.
- Extreme attention to details.
- Ability to prioritize multiple functions and work with limited supervision.
- Excellent interpersonal communication and organizational skills.
- Excellent verbal and written communication skills.
- Must be able to work well and collaborate with internal and external partners.
- Positive attitude and ability to adapt to change.
- Time & schedule flexibility.
- Big four public accounting experience preferred.
- Certified public accountant (CPA) preferred.
We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.
California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.
We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).
Top Skills
What We Do
Oportun is an A.I.-powered digital banking platform that seeks to make financial health effortless for anyone. Driven by a mission to provide inclusive and affordable financial services, Oportun helps its nearly 1.5 million hardworking members meet their daily borrowing, savings, banking, and investing needs. Since inception, Oportun has provided more than $12 billion in responsible and affordable credit, saved its members more than $2 billion in interest and fees, and automatically helped members set aside more than $7.2 billion for rainy days and other needs. In recognition of its responsibly designed products, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.