Securities Based Lending Analyst

Posted 3 Days Ago
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Edinburgh, Midlothian, Scotland
Hybrid
Entry level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
As a Securities Based Lending Analyst, you will analyze and underwrite lines of credit based on liquid securities. Responsibilities include reviewing credit proposals for policy adherence, conducting borrower analysis, ensuring timely setup and documentation of credit facilities, and resolving credit risks proactively.
Summary Generated by Built In

Job Description
Explore this exciting opportunity in Securities Based Lending Team!
As a Securities Based Lending Analyst in Securities Based Lending Team (SBL), you will be responsible for analyzing, underwriting and documenting lines of credit for clients in each of the region's markets. You will also review other transactions that have an element of credit risk, such as derivatives.
Securities Based Lending Team (SBL) is a solution within Global Wealth Management for underwriting loans that are fully collateralized by liquid securities.
Job responsibilities

  • Drives the lending business in cooperation with internal stakeholders to deliver the best product solution for the client with a sound credit structure
  • Underwrites, sets up, and documents new credit facilities in a timely fashion and liaise with other teams across the firm, if needed, to ensure timely delivery
  • Reviews credit proposals for adherence to policy
  • Conducts accurate borrower analysis and completes credit risk assessment
  • Maintains the highest standards of quality and accuracy
  • Provides ongoing portfolio maintenance
  • Resolves proactively exceptions, including under-margin situations, past due principal/interest payments and transactional issues
  • Reviews other transactions that have an element of credit risk, such as derivative trades, to ensure trading activity adheres to the firm's policies and risk appetite


Required qualifications, capabilities and skills

  • Relevant business experience in a similar role
  • English fluency
  • Strong communication and interpersonal skills
  • Good organizational skills and ability to drive change
  • Ability to work well in an integrated team environment; dedicated team player


Preferred qualifications, capabilities and skills

  • Other European languages an advantage
  • Credit risk or lending experience, including underwriting, lending value analysis, derivatives, KYC and legal documentation
  • Experience in using Alteryx / Signavio / Python and/or Tableau is an advantage
  • Project management skills are a plus


About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

Top Skills

Python

What the Team is Saying

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The Company
HQ: New York, NY
289,097 Employees
Hybrid Workplace
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.

Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.

Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.

©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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