Risk Management - Credit Senior Officer - Senior Associate

Job Description
Bring your expertise to JPMorgan Chase. As a part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Risk Management Associate in Lending Governance & Execution, you will be responsible for leading initiatives supporting Risk Governance including management of the Business Banking Risk sub-committee, Risk document updates, and ensuring adherence to regulatory requirements, including regulations impacting our line of business. You will also have an opportunity to be involved in other initiatives including but not limited to credit review and analysis process changes, quality assurance, regulatory oversight, change management, and governance initiatives for Business Banking Lending. You will identify and recommend changes to ensure a strong governance structure to best meet customer needs and business objectives. A focus on understanding, evaluating, and supporting Chase's Business Banking lending processes is critical to effectively measure and manage risk. You will work with team members in Risk Management, Legal, Compliance, Controls, Audit, Technology, and Lending to manage risk within the firm's appetite.
Job Responsibilities:

• Lead the Business Banking Risk sub-committee, coordinating meetings, agendas, and follow-ups to ensure effective governance.
• Maintain and update all relevant documents and procedures to ensure compliance with regulatory requirements.
• Oversee the maintenance and accuracy of the business name list, ensuring it is up-to-date and compliant with internal and external standards.
• Ensure adherence to key regulation (Reg B, O, W), providing oversight and governance to maintain compliance.
• Provide additional governance and oversight for procedure and document management, supporting the overall compliance framework.
• Communicate across key functional partners and all key stakeholder groups.

Required qualifications, capabilities and skills:

• Bachelor's Degree with a focus in a quantitative or business discipline is required.
• 2+ years of experience in Risk Management, Credit, Audit, Compliance, or similar functions.
• Strong communication (oral and written) and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals.
• Ability to develop common-sense solutions to business challenges.
• Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on deliverables. Ability to manage and prioritize projects across functional groups.
• High degree of drive, independence, and ability to work well under pressure.
• Proficiency in Microsoft Word, Excel, and PowerPoint.

Preferred qualifications, capabilities and skills:

• Previous experience in project management and using the Atlassian suite of applications - Jira and Confluence, would be a plus.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.