Risk Management - Credit Office Analyst - Analyst

Job Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Office Analyst, for Business Banking Risk. Your primary responsibility will be to analyze and decision new requests for credit, complete renewals and decision treasury products up to $500 Thousand dollars in aggregate exposure and maintain productive relationships to ultimately meet established goals and client expectations (turn time, quality and growth).
Job Responsibilities:

• The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality.
• Independently analyzes, or at times may work with the Credit Risk Manager, to evaluate and decision the risk of adding a particular transaction to the bank's loan portfolio.
• Analyze and decision the Scored and Graded client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs. Identifies additional information requirements needed to properly assess risks of the transaction.
• Considers alternative credit structures to mitigate risk where appropriate.
• Provides input to the structure and terms of the relevant credit products extended to clients.
• Meets with appropriate staff members to discuss potential transactions, identify key risks and information requirements.
• Ensures that credit facilities are properly sized based on the Score and other financial and risk factors.

Required Skills, Experience and Qualifications:

• Excellent verbal and written communication skills, with interpersonal skills.
• Strong analytical and judgment skills.
• Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed.
• Results-oriented team player with a high level of proficiency in organizing, priority-setting, and issues management a must.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.