Principal Software Engineer, Backend

Who We Are

Imprint is building a next-generation co-branded credit card company to serve America’s great brands. Today our partners include H-E-B, Central Market, Westgate Resorts, and Holiday Inn Club Vacations. Imprint is backed by Kleiner Perkins, Thrive Capital, and Affirm. We are focused on building a brilliant team who want to change payments and who embody Imprint’s Operating Principles.

The Team

The Lending Platform Engineering Team is dedicated to designing, developing, and maintaining an adaptable and innovative platform that supports a wide range of lending solutions. We ensure compliance with fintech regulations while prioritizing the security and integrity of financial data. Our mission is to empower consumers and businesses, driving their growth, financial well-being, and success.

What You'll Do

As the Principal Engineer of this team, your responsibilities will include but not be limited to the following:

• Technical Leadership and Oversight
• Define and drive the technical vision and architecture for the lending platform, ensuring alignment with business goals and industry best practices
• Lead the design and development of scalable, secure, reliable, and high-performance systems for both co-branded credit and non-card lending products
• Code some of the more complex parts of the system and, by example, create a center of coding excellence in the team.
• Collaborate with cross-functional teams, including product management, risk, compliance, and operations, to ensure cohesive and efficient delivery of the platform
• System Architecture and Design
• Architect end-to-end solutions for lending products, incorporating data security, compliance and performance optimization
• Evaluate and select appropriate technologies, frameworks, and tools to meet the platform’s requirements and future scalability
• Ensure the system design supports high availability, disaster recovery, and easy maintenance
• Leading the Team
• Lead the engineering teams through execution, ensuring adherence to coding standards, security guidelines, and best practices. 
• Oversee the development process, including code reviews, testing, and deployment to ensure high-quality deliverables
• Foster continuous improvement and hold the team accountable for upholding the highest standards.
• Communication and Collaboration
• Work closely with stakeholders to understand business requirements, translate them into technical specifications, and ensure their successful implementation.
• Mentor and guide engineering teams, fostering a culture of innovation, collaboration, and continuous learning
• Communicate effectively with executive leadership, and provide updates on project status, technical challenges, and strategic direction.
• Innovation
• Encourage a culture of innovation within the team, promoting experimentation and learning
• Identify opportunities for innovation and lead initiatives to enhance platform capabilities and competitive edge.
• Stay abreast of fintech industry trends, and regulatory changes impacting the lending landscape

What we look for

• 10+ years of experience in software engineering with at least 5 years of experience leading the technical direction of the organization or company
• Experience designing and building complex financial systems, particularly in the fintech domain
• Experience designing and implementing a coherent architecture that interacts seamlessly across multiple APIs and system boundaries.
• Extensive experience with cloud platforms and microservices architecture. AWS preferable
• Deep experience with building transactional systems using relational databases (e.g. MySQL, Postgres) or No-SQL databases (e.g. DynamoDB, MongoDB)
• Production experience with modern engineering and cloud tools 
• Strong proficiency in modern programming languages (e.g., go, java) and frameworks
• Deep understanding of data security, compliance(e.g.PCI-DSS), and privacy regulations
• Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical stakeholders.
• Strong analytical and problem-solving skills, with the ability to identify and resolve complex issues
• Strong sense of ownership, urgency, and drive
• Bachelor’s or Masters Degree in Computer Science, Computer Engineering, or a related field

Nice to have

• Experience building and launching payment platforms for lending, credit/debit card issuing and processing
• Experienced in building online and offline systems that encompass the reconciliation of financial data
• Experience building external, public-facing APIs is a plus
• Knowledge of production technologies like Terraform, Docker, and k8s is a plus

Perks & Benefits

• Competitive compensation and equity packages
• Leading configured work computers of your choice
• Flexible paid time off
• Fully covered, high-quality healthcare including fully covered dependent coverage
• Additional health coverage includes access to One Medical and option to enroll in an FSA
• 16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents
• An understanding that successful remote work requires flexibility and an appreciation for asynchronous work
• Access to industry-leading technology across all of our business units — stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity

Annual salary range: $230-$300k and competitive equity package.