Principal Payment Tech Development

Discover. A brighter future.
With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What You'll Do

• Responsible for the design, development, testing, certification, and delivery activities for one or more of the contact & contactless chip technologies, mobile payments and other emerging technology based solutions for card acceptance devices as well as payment devices. Contribute to areas of development of the product technology such as specifications development including functional features and security features. Provide support to develop testing requirements, testing capabilities, certification requirements and certification program design. Work with vendors such as card & chip manufacturers, test laboratories, test tool providers, and mobile application developers, to enable support for the payment products.
• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You'll Do It

• Design and develop new payment technologies for card acceptance devices and payment devices (such as contact & contactless chip, mobile & cloud based payments etc.)
• Develops certification requirements and compliance program for new payment technology based products.
• Participate in the development in payment specifications within relevant standardization organizations. Communicates, educates, and collaborates with stakeholders about new and updated standards and specifications.
• Works with vendors and external partners to ensure delivery of the best quality services to Discover.
• Support the testing and certification team to develop testing requirements and test procedures for new payment technology based products.

Qualifications You'll Need
The Basics

• Bachelor's Degree in Engineering, Computer Science, or related field
• Experience as Payment Technology R&D or similar
• In lieu of a degree, Experience as Payment Technology R&D or similar

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time.

Bonus Points If You Have

• OEM wallets, Secure Element technology and iOS applet and SDK development experience
• Experience working with EMV payments systems, mobile payment technologies including cloud-based payments and secure elements.
• Deep understanding of EMV Functional requirements
• Having knowledge of EMV Security requirements would be an added advantage.

*** Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United Kingdom on a full-time basis.***
Application Deadline:
The application window for this position is anticipated to close on Feb-05-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected] . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
Applicants must be 18 or older at the time of hire.