Merchant Services Product Controller - Associate

Job Description
Join us at JPM Payments and be part of a team that values innovation, collaboration, and professional growth. Apply today to take the next step in your finance career. As we continue to expand and innovate, we invite you to be part of our dynamic team, where your skills and ambitions can thrive.
As a Product Controller in our EMEA Payments Product Control team, focusing on Merchant Services you will ensure the integrity and accuracy of financial statements and you will support the business in achieving its objectives. As part of a team that has experienced significant growth and transformation, you will have the opportunity to broaden your finance skills and contribute to the success of our Merchant Services business.
Job Responsibilities:

• Oversee the transaction control cycle, ensuring governance and accuracy in financial reporting.
• Lead month-end close processes, analyzing revenue drivers and balance sheet movements.
• Collaborate with the Financial Control team to resolve variances and month-end issues.
• Partner with the EMEA Merchant Services business and F&BM team to maintain a strong control environment.
• Manage the monthly forecasting process in cooperation with Business Managers and Product partners.
• Address the impact of legal entity and regulatory changes post-Brexit on product control.
• Participate in internal audits, risk reviews, and new product approvals from a finance control perspective.
• Ensure compliance with control policies, standards, and procedures.
• Contribute to transformational Payments initiatives and projects, including post-Brexit migrations.
• Support the broader Merchant Services Controller team and Regional Payments controller.
• Engage in projects outside core responsibilities to enhance your skillset.

Required Qualifications, Capabilities and Skills:

• Qualified or part-qualified accountant (ACA/CIMA/ACCA) with 3+ years of experience.
• Strong accounting and double-entry skills, with the ability to navigate product P&L and balance sheets.
• Proven ability to identify and resolve control and risk management issues.
• Commercial acumen and financial services industry awareness.
• Knowledge of cash accounts, nostros, and cash management processes.
• Familiarity with digital accelerator applications (e.g., Alteryx, QlikSense) is beneficial.
• Confident communicator with strong interpersonal skills.
• Ability to manage multiple projects and tasks concurrently.
• Strong control mindset with attention to detail and problem-solving skills.

Preferred Qualifications, Capabilities and Skills:

• Experience as a product controller with a track record of execution on finance and business deliverables.
• Knowledge of Merchant Services is advantageous but not essential.
• Ability to challenge existing control frameworks and implement CIB governance models.
• Enthusiastic, highly motivated, and adaptable to changing situations.

About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.