Marketing Lead Business Execution Consultant – Credit Risk SME (Cards)

About this role:

Wells Fargo is seeking a Lead Business Execution Consultant to become a member of the Credit Card Acquisition Consumer Marketing team. This person would be the Credit Risk SME across all targeted acquisition campaigns, working to instill a credit risk mindset across the organization, while simultaneously focused on driving growth within the credit card space. You will collaborate closely with acquisition marketing channel leads, and other marketing cross functional partners.

The ideal candidate will have strong understanding and expertise within credit risk aligned with an interest in pivoting risk experience into a marketing function specific to strategy and consulting around new customer acquisitions within the credit card portfolio.

Learn more about the career areas and lines of business at wellsfargojobs.com .

In this role, you will:

• Provide strategic consulting to marketing leads. Work closely with leads to prioritize and identify resources and capabilities needed to support their marketing objectives.
• Facilitate discussions between credit card risk partners and marketing leadership to gain alignment on priorities, channel strategy and timing of marketing launch across various channels – prescreen offers, wellsfargo.com, email, credit card aggregator, direct mail
• Partner with Credit Card Marketing partners such as product, list execution, risk, finance, and analytics to facilitate and help prioritize needs of all card products – general purpose, Cobrand and Small Business
• Identify new opportunities to reduce credit risk and grow Wells Fargo credit cards, through ongoing assessment of marketing capabilities, acquisition offers, product enhancements, consumer trends and the competitive landscape
• Ensure adherence to legal, compliance, privacy regulations, and policies and procedures related to marketing
• Drive accountability for assigned initiatives, limit risk exposure, and create efficiencies as appropriate
• Perform assessments through fact finding and data requiring creative approaches to solving complex issues, and develop appropriate solutions or recommendations
• Make decisions in highly complex and multifaceted situations requiring solid understanding of business group's functional area or products, facilitate decision making and issue resolution, and support implementation of developed solutions and plans

Required Qualifications:

• 5+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 2+ years of credit risk strategy development and monitoring in financial service industry experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

​Desired Qualifications

• Previous experience with credit risk strategy development and monitoring in financial service industry
• Credit risk experience in consumer lending, preferably in credit card acquisitions
• Strong analytical skills with ability to draw conclusions and translate findings
• Strong ability to understand the overall context of projects and make decisions that align with long-term goals and strategic objectives
• Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives
• Ability to lead during times of ambiguity and change
• Demonstrated outstanding verbal, written, and interpersonal communication skills with the ability to present and discuss information in a way that persuades, educates and enhances understanding at all levels 
• Strong project management skills including the ability lead and coordinate deliverables to successfully launch initiatives
• Ability to work independently and prioritize tasks and responsibilities
• Ability to work and influence successfully within a matrix environment and build effective business partnerships across all organizational levels, where flexibility, collaboration, and adaptability are important

Job Expectations:

• Willingness to work on-site at stated location on the job opening.
• This role offers a hybrid work schedule.
• This position is not eligible for Visa sponsorship.

Posting Locations:

• 150 E 42nd St New York, NY 10017
• 2200 Concord Pike Wilmington, DE 19803
• 800 S Jordan Creek Pkwy West Des Moines, IA 50266
• 550 S Tryon St Charlotte, NC 28202

*Salary will vary based on work location.

Actual salary is determined by location, experience, and qualifications of the job.

New York City, NY – Pay Range: $115,900 – 206,100 annually

Wilmington, DE – Pay Range: $106,300 - $188,900 annually

West Des Moines, IA – Pay Range: $96,600 - $171,800

Charlotte, NC – Pay Range: $96,600 - $171,800

Required location(s) listed above. Relocation assistance is not available for this position.

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$96,600.00 - $206,100.00

Posting End Date:

4 Mar 2025

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.