Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Merchant Risk Intelligence & Platform team’s mission is to deliver a robust merchant approval and risk monitoring platform for the timely, transparent, and consistent assessment of merchant risk throughout the merchant lifecycle. This team works in close partnership with our product managers and risk teams to effectively manage merchants throughout their lifecycle @ Affirm and build automated risk tools in order to minimize losses post-onboarding. Affirm’s stated goal is to build the largest network as measured by the number of users and merchants; a strong merchant risk capability is key to growing the merchant side of the network equation.
We are looking for a highly motivated manager to help build this team. Come join us!
What you’ll do
- Lead, mentor, and grow an engineering team responsible for the backbone of our Merchant Risk processes, collaborating closely with the Machine Learning part of the team
- Mentor engineers on the team to help improve their designs, code quality, and testing.
- Own availability, reliability, and performance of your team’s systems.
- Partner with product managers to design and build best-in-class systems and processes to reconcile and report.
- Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a Merchant at Affirm
- Build relationships and engage with senior management in the organization
What we look for
- 7+ years of proven experience as a software engineer role with leadership responsibilities and 1+ years as an engineering manager.
- Drive to change consumer financial services for the better.
- Prior experience growing and managing a high performing engineering team.
- Fluency in back end development.
- Prior experience architecting, building, launching and maintaining consumer scale products.
- Strong cross-team communication and collaboration skills.
- Knowledge of basic accounting principles and GAAP accounting is a plus.
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000
USA base pay range (all other U.S. states) per year: $200,000 - $250,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Top Skills
What the Team is Saying
What We Do
Since our founding over a decade ago, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed — and it never will. At Affirm, we believe money shouldn’t dictate your direction in life; it should open up options instead of limiting them, and help you get where you’re going without getting in your way. That’s why we offer people the financial flexibility to choose what works for them — in finances and in life.
Why Work With Us
Who is an Affirmer?
/noun/
Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
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Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
