Manager Financial Crimes

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With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What You'll Do
Responsible for leading a team of Lead Financial Crimes Investigators performing various detailed and accurate investigations across all Financial Crimes Operational areas, which include suspicious activity, know your customer/partner, watch list screening, anti-bribery and corruption, and other various responsibilities. Provides support, coaching, and counsel to the team. Manages the development of team members by authoring and assigning goals, conducting periodic coaching and feedback reviews, and adequacy of business processes and practices with respect to risks, controls and regulatory requirement identifying gaps and issues.
Manager reviews recommendations and escalations from investigators. Manager will ensure that the team provides necessary supporting documentation regarding possible fraud, money-laundering, human trafficking, or other suspicious activity Leads training to reviews internal source systems, third-party investigative tools, as well as any applicable sources found through Google or other internet sources. Ensure team compliance with timely and accurate submissions of any findings, case details and may escalate or file necessary items for reporting such as Sanctions True Match, Politically Exposed Persons, FinCEN 314a match or FIU Suspicious Activity Report, if deemed appropriate.
Develop and coaches' teams to be able to identify, manage, and escalate risk, and effectively manages risk within the teams you oversee.
How You'll Do It

• Manages a team that conducts Financial Crimes Operational processes and supports investigations documentation and reporting. Provides support, coaching, and counsel to the team. Manages the development of team members by authoring and assigning goals, conducting periodic coaching and feedback reviews, and adequacy of business processes and practices with respect to risks, controls and regulatory requirement identifying gaps and issues.
• Provides meaningful, robust metrics and reporting identifying Key Performance Indicators (KPI) and Key Risk Indicators (KRI) to Management and other key stakeholders. Ability to monitor and produce meaningful reporting and identification of potential trends in Financial Crimes. Produce quarterly intelligence reports and share findings, patterns, trends, and/or emerging AML typologies within AML to necessary AML cross functional partners, as well as business and leadership stakeholders.
• Responsible for assessing the investigations program. Identifies and implements opportunities for increased effectiveness, efficiency, and risk mitigation. Maintains critical SME knowledge of anti-money laundering, anti-terrorist financing matters and anti-bribery/corruption through ongoing education and training. Identifies, tests, and evaluates key control points within the investigations workflow process and procedures to ensure adherence to policy and procedures. Escalates and articulates key risks to the appropriate stakeholders.
• The ability to collaborate with various AML Senior managers to pivot necessary resourcing within all functional departments of Financial Crimes Operations performing accurate and detailed reviews, adhering to necessary procedures, maintaining average daily output while also maintaining or exceeding necessary quality review scores.
• Reviews escalations where required per procedures and ensures the team completes thorough investigations of customer demographic information, transaction activity and internal/external research to make risk-based decisions on sanctions, FinCEN 314(a), politically or reputationally exposed persons, potential money laundering, human trafficking, fraud or terrorist financing.
• Participates in development and roll-out of internal and external training opportunities, team and departmental meetings, and industry peer groups to maintain advanced awareness of Sanctions, Know your customer due diligence, Anti-bribery/anti-corruption, fraud and AML risk, industry standards, policy and procedure changes, etc.

Qualifications You'll Need
The Basics

• Bachelors Business Administration and Management, Finance or Law
• 6+ years' Experience in AML, ABAC, Fraud, Legal, Regulatory Compliance, Financial Analysis, or related field
• In Lieu of degree 10+ years' Experience in AML, ABAC, Fraud, Legal, Regulatory Compliance, Financial Analysis, or related field

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.

Bonus Points If You Have

• 8+ years' Experience in AML, ABAC, Fraud, Legal, Regulatory Compliance, Financial Analysis, or related field
• Other: CAMS, CGSS, TRACE, CAFP, CFE Certification, other Compliance, Fraud, Audit or related certification Upon Hire

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
#LI-RR
Application Deadline:
The application window for this position is anticipated to close on Feb-11-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $91,000.00 to $153,400.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected] . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant's qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance ( LA County Fair Chance ).
Applicants must be 18 or older at the time of hire.