Embark on a career at CARSOME, where our vision is to create the most trusted vehicle ownership ecosystem that is driven by technology and data. Join us in our mission to deliver unparalleled peace of mind to customers throughout their pre-owned vehicle ownership experience. At CARSOME, we are guided by values that prioritize our customers, encourage collaborative problem-solving, strive for continuous improvement, and foster bold yet thoughtful innovation. We're committed to efficient, humble leadership and taking ownership in our roles, always aiming to positively impact our employees, customers, and community.
Your Day-to-Day
- Oversee and manage the company’s regulatory compliance program related to lending and financing activities.
- Monitor compliance with laws such as AMLA, Financial Services Act (FSA), and other relevant regulations.
- Develop and enforce internal compliance policies, procedures, and controls.
- Ensure timely reporting and submission to regulatory bodies (e.g., KPKT/KPDNHEP/BNM, SSM, etc.).
- Lead internal compliance audits and risk assessments.
- Evaluate and monitor customer KYC, CDD, and EDD processes.
- Conduct periodic reviews of loan documentation and disbursement processes for compliance gaps.
- Investigate and report suspicious activities; prepare and file STRs.
- Train and educate staff on compliance requirements, including AML/CFT programs.
- Serve as the main liaison with regulators and external auditors on compliance matters.
- Keep management and the Board informed of key compliance risks and developments.
- Support product and business teams to ensure new products/services are compliant before launch.
Requirement
- In-depth knowledge of lending regulations, AMLA, and Bank Negara Malaysia (BNM) guidelines.
- Familiar with regulatory reporting systems (e.g., MyAML, FRS reporting).
- Strong understanding of risk and control frameworks in financial services.
- Able to design and implement company-wide compliance frameworks.
- Experience with internal audits, compliance reviews, and regulatory inspections.
- Skilled in drafting and enforcing SOPs and governance documents.
- Excellent stakeholder management and communication skills.
- High integrity, analytical thinking, and attention to detail.
Top Skills
What We Do
CARSOME is Southeast Asia’s largest integrated automotive e-commerce platform. With operations across Malaysia, Indonesia, Thailand, Singapore, and the Philippines, CARSOME aims to digitize the region’s used car industry by reshaping and elevating the car buying and selling experience. The company provides end-to-end solutions to consumers and used car dealers, from car inspection to ownership transfer to financing, promising a service that is trusted, convenient, and efficient. CARSOME currently transacts around 100,000 cars annually and has more than 1,700 employees across all its offices. CORE VALUES: • Customer First • Your Problem is My Problem • Yesterday's Best is Today's Baseline • Think Big, Start Small • Do More With Less • Stay Grounded • Be an Owner For more information, please visit www.carsome.com. CARSOME Sdn Bhd (1101954-M)
