Lead Underwriting Quality Analyst

Discover. A brighter future.
With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What You'll Do
The Lead Underwiring Quality Analyst performs comprehensive reviews of residential home loans to ensure they meet all underwriting requirements, shares findings, provides recommendations and feedback, tracks and monitors improvements.
Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
How You'll Do It:

• Conduct quality reviews of residential home loans for completeness and compliance with underwriting requirements.
• Identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems, or human errors.
• Maintain detailed records of home loan reviews, share findings and recommendations with stakeholders and senior management, and monitor completion of process improvement opportunities.
• Meet established review production standards, ensuring timely and accurate loan reviews.
• Participate in resolving file conflicts, working collaboratively with internal teams.

Qualifications You'll Need
The Basics

• Associate's degree in accounting, arts, communications, economics, marketing or related field.
• 5+ years of experience in home loan underwriting and/or processing, quality control, or related field
• 5+ years of experience in residential lending with knowledge and advanced understanding of consumer and business banking operations, products/services, system, and associated risks/controls
• 3+ years of experience in strong analytical, process facilitation and project management skills.
• 3+ years of experience in effective presentation, interpersonal, written, and verbal communication skills
• 5+ years of experience in computer navigation skills using a variety of software packages, including Microsoft Office applications and work processing, spreadsheets, and presentations

Physical And Cognitive Responsibilities:
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
#Remote
#LI-RD
Application Deadline:
The application window for this position is anticipated to close on Jan-19-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $77,500.00 to $131,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• STD, Life, LTD and AD&D
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected] . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.