Lead Compliance Tester

Discover. A brighter future.
With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What You'll Do
Responsible for assessing 1st line business processes and controls used to monitor and test adherence with Federal and State regulatory requirements. The role collaborates with management to identify compliance issues and corrective action plans and communicates the scope and severity of concerns identified to the applicable level of management. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.
How You'll Do It

• Develop test scripts for control testing.
• Perform effective quality assurance and quality control assessments.
• Utilize analytical skills to identify compliance and operational effectiveness gaps.
• Collaborate with various levels of management within the areas of responsibilities, including the risk functions within the 1st Line of Defense. Evaluate and test the adequacy of business processes and practices with respect to risks, controls and regulatory requirements identifying gaps and issues.
• Manage activities of Compliance Testing staff (direct/indirect) and is responsible for the overall integrity and quality of the work product. .
• Create and maintain testing workpapers and supporting documentation. Draft written reports regarding compliance testing results.
• Monitor and validate the status of corrective actions taken by business partners to remediate concerns. Create and maintain testing workpapers and supporting documentation. Draft written reports regarding compliance testing results.
• Maintain a high level of awareness and knowledge of regulatory compliance requirements. Support Compliance Management in developing, implementing, and maintaining an enterprise-wide Compliance Program and culture of compliance.

Qualifications You'll Need
The Basics

• Bachelor's degree in Business Administration and Management, Finance or Law
• 4 + years of experience in Compliance, Financial Services, Risk, BSA/AML or Related
• In Lieu of Education 8+ years of experience in Compliance, Financial Services, Risk, BSA/AML or Related including Testing, Quality Assurance or Audit

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally; Ability to communicate in written form.

Bonus Points If You Have

• 6 + years of experience of Testing, Quality Assurance, Audit or Related experience
• 4 + years of compliance and transparency, risk identification and assessment, processes, tools and techniques to provide oversight and challenge to risk measurement activities, knowledge and understanding of compliance laws and regulations, Policies and procedures, governance and reporting, risk monitoring and testing, identification of regulatory risks and adequate risk mitigants, handling of complaints, comprehensive, risk-based compliance training specifically tailored to job roles and responsibilities.
• 4 + years of effective written and verbal communication, building partnerships and working collaboratively with others to meet shared objectives, and optimizing work process with a focus on continuous improvement
• Certified Regulatory Compliance Manager Certification or Certified Anti-Money Laundering Specialist Certification.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
#LI-RR
Application Deadline:
The application window for this position is anticipated to close on Feb-01-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $77,500.00 to $131,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• STD, Life, LTD and AD&D
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected] . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant's qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angelas County Fair Chance Hiring Ordinance ( LA County Fair Chance ).
Applicants must be 18 or older at the time of hire.