KYP Analyst

About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

Safeguard Addi's partnerships by rigorously validating the identity and integrity of potential allies, proactively mitigating fraud risks and ensuring a secure and trustworthy ecosystem for growth.

What you will do

• Risk Analysis and Partner Verification

  • Conduct KYP (Know Your Partner) reviews to ensure that all partners comply with internal risk and compliance standards.

  • Monitor and evaluate documentation and submitted information to detect inconsistencies or warning signs.

  • Escalate unusual or high-risk findings to the appropriate team members for further investigation.

  Operational Accuracy and Efficiency

  • Ensure accuracy and completeness in the execution of each KYP process, following established protocols and quality guidelines.

  • Manage daily tasks with a strong focus on organization and time management to meet expected delivery timelines.

  • Propose improvements to internal procedures that could enhance the speed or reliability of the verification process.

  Team Support and Continuous Learning

  • Participate in team calibration sessions to align criteria and improve consistency in evaluations.

  • Stay updated on internal policy changes and contribute to the knowledge base of the KYP team.

  • Assist in the onboarding and training of new team members by sharing good practices and tools.

What we’re looking for

• Technical Expertise in Compliance & Verification:

  • Has a good understanding of local regulations related to Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT), as well as KYC/KYP standards for merchant onboarding.

  • Will apply this knowledge to accurately assess partner risk profiles, ensuring compliance with regulations and effective use of verification platforms to identify discrepancies.

  • Experience working within a fintech or banking environment, understanding the specific fraud risks and compliance requirements of these industries.

• Analytical Rigor & Pattern Recognition:

  • Demonstrates the ability to meticulously analyze complex data sets, identify subtle patterns, inconsistencies, and potential red flags indicative of fraudulent activity.

  • Will leverage analytical skills to scrutinize submitted documents and database search results, making informed decisions about partner legitimacy and escalating suspicious cases.

• Detail-Oriented Execution & Accuracy:

  • Executes tasks with a high degree of thoroughness and precision, ensuring all information is carefully reviewed and accurately recorded, minimizing errors in the KYP process.

  • Will consistently perform accurate reviews of partner documentation and data, maintaining a high standard of quality in all KYP assessments.

• Data-Driven Judgment & Risk Assessment:

  • Makes well-informed decisions regarding the legitimacy of potential partners based on verifiable evidence and data analysis, demonstrating a strong understanding of risk factors.

  • Will use data insights to assess partner risk levels, contributing to informed decisions on onboarding and ongoing monitoring.

• Clear Communication & Documentation:

  • Communicates findings and recommendations clearly, concisely, and with appropriate detail, both verbally and in written reports and documentation.

  • Will effectively document the KYP process, findings, and any identified risks, ensuring clear communication with relevant stakeholders.

• Agile Adaptability:

  • Demonstrates the ability to quickly learn and adapt to new technologies, verification procedures, and evolving regulatory requirements in a fast-paced fintech environment.

  • Will readily embrace new tools and adapt to changes in KYP processes and regulations, ensuring continuous improvement in fraud prevention efforts.
    

Why join us?

• Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.

• Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner

• Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.

• Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.

• Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.
  

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:

• Step 1: People Interview (30 min)
  A conversation to get to know you—your values, motivations, and professional journey.

• Step 2: Assesment Center (120min)
  With this technical challenge, we want to see your skills and expertise in partner verification and fraud prevention. We expect that you invest 2 hours on it with our team to validate:

  • Your ability to analyze documentation and identify inconsistencies or warning signs

  • Your approach to decision-making based on internal criteria and available data

  • How you escalate risk cases and justify your assessment clearly and accurately

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.