Investment Proposition Lead

End Date

Monday 21 April 2025

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Flexibility in when hours are worked, Hybrid Working, Job Share

Job Description Summary

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Job Description

Job title: Investment Proposition Lead

Location: Edinburgh or London

Salary: circa £110,000 - £130,000 depending on experience and location

Hours: Full time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at our Edinburgh or London office.

About this opportunity:

We're thrilled to offer an exciting opportunity for a proven Investment Proposition Lead to join our Investment Solutions area within Insurance, Pensions, and Investment (IP&I).

IP&I supports over 10 million customers with their investment, retirement, and insurance needs through its multi-product, multi-channel offering. Scottish Widows is one of the UK’s most trusted providers, committed to delivering better outcomes through outstanding investment solutions, customer engagement, and digitisation. We're continually evolving to meet customers where they are and empowering their financial futures.

This role supports our customer-facing investment propositions across Workplace, Advice & Direct-to-Consumer (D2C) channels. We're one of the largest Workplace pension providers across the combined DC offering. This role will also support us as we step further into the individuals space through Advice & D2C channels, with ambitions to go further as a market leader – experience in this space is desirable. We're the UK’s only integrated financial services provider, well placed to deliver solutions that see the different dimensions of customer journeys.

You'll collaborate with propositional and distribution teams across the organisation, acting as a bridge between the rest of Investments. Reporting to our Head of Investment Solutions, you'll play a pivotal role, bringing a passion for customer outcomes and an ambitious spirit in developing innovative solutions. We seek a highly motivated, autonomous, and experienced individual to direct a team to drive proposition outcomes.

What you’ll be doing:

• Oversee the strategic research, investment design and policy statements, as well as the development and implementation of the investment propositions across distribution channels. Work with the team to make recommendations to the propositional roadmap.

• Research and drive the development of market intel to unlock customer insights, understand commercial landscape, competitors and positioning. Discovering opportunities and innovative trends.

• Working as a bridgehead from within the Investments team to distribution and propositional leads across the group in Workplace, Advice & D2C. Navigating partner relationships, ensuring customer needs are met and the delivery of investment solutions.

• Collaborate with the Distribution function within Investment Solutions, providing intel and amplifying the proposition to support the retention and acquisition customers, engaging with the market.

• Guide our investment propositions narrative, collaborating on any external interactions through investment content with the Investment Communications team.

• Take responsibility for the lifecycle of investment solutions, ensuring adherence to internal objectives and control environments, including compliance with PROD/Consumer Duty regulations.

• Supporting the customer governance frameworks through relationships with Scottish Widows IGC & Master Trust and other key governance committees & partners across the customer propositions front.

• Develop and guide a team of professionals, fostering a collaborative culture to drive strategic initiatives as a role model.

Why Lloyds Banking Group

Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the constantly evolving needs of our 28 million customers. We’re growing with purpose. Join us on our journey and you'll too!

What you’ll need:

• A wealth of validated experience in developing investment solutions or propositions within financial services across institutional or wealth clients with respect to investments, pensions or retirement.

• Solid understanding of the investment landscape across workplace DC pensions, Advice and D2C channels – the range of investment solutions, asset classes, structures used and the market players.

• Proven leadership experience in driving and delivering tangible outcomes through people in a fast paced environment.

• Track record in building and navigating sophisticated relationships at all levels, internally and externally as a strong communicator.

• Familiar with the lifecycle of investment solutions and products, you'll be used to working within a Consumer Duty environment and the requirements of the FCA PROD Handbook.

• High attention to detail, highly organised and problem-solving skills.

• Desirable to the role is professional development demonstrated through qualifications (e.g. CFA)

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares!

• Benefits you can adapt to your lifestyle, such as discounted shopping.

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.