Infrastructure & Green Economy Credit Risk Associate

Job Description
Are you ready to make an impact in the world of finance? Join our dynamic Infrastructure & Green Economy Credit Risk team at J.P. Morgan, where you'll work on diverse client types across multiple industries. This role offers a unique opportunity to exercise your analytical skills in assessing risks for highly structured project financings and infrastructure transactions. Be part of a team that is at the forefront of green technology and energy transition, and help shape the future of sustainable finance.
As an Infrastructure & Green Economy Credit Risk Associate in the Infrastructure & Green Economy Credit Risk team, you will work closely with senior team members and collaborate with various partners throughout the Bank. You will have the opportunity to enhance your analytical skills on highly structured transactions across a range of industries and countries.
Job responsibilities:
• Interface closely with business teams to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, etc.• Use strong analytical and problem-solving skills to understand and identify risks and recommend loan structures that protect JPM's interests in various structured transactions.• Build and maintain financial models to incorporate the impact of forward-looking risk assessment on key drivers.• Support execution of transactions, reviewing/structuring finance and commercial contracts, making recommendations on capital structure, exposure levels, and risk grading.• Apply corporate finance and accounting expertise to prepare credit memorandums, take ownership of credit approvals, and manage booking processes.• Perform portfolio management activities, including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits, and negotiating documentation revisions.• Stay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks, and opportunities.
Required qualifications, capabilities, and skills:
• Bachelor's Degree in accounting, finance, economics, engineering, or related field.• Professional work experience in financial services or consulting • Strong financial modeling skills and familiarity with financial statements, including the ability to analyze capital structure, profitability, project build costs, and cash flow.• Understanding of front office processes, credit risk management, and commercial requirements.• Self-motivated individual who can work independently while effectively collaborating in a team environment. Ability to learn quickly with high attention to detail and strong organizational and time management skills.• Good commercial acumen to balance risks and opportunities, with the ability to build rapport and influence change. Excellent communication and interpersonal skills, with the ability to communicate complex information clearly and organized.• Highly proficient in Excel (including analysis/control of large datasets), PowerPoint, and Word.
Preferred qualifications, capabilities, and skills:
• Experience in infrastructure finance or related fields.• Familiarity with green technology and energy transition sectors.• Strong networking and relationship-building skills.• Ability to adapt to changing environments and manage multiple priorities.• Demonstrated leadership potential and strategic thinking.• Experience with project finance and structured transactions.• Knowledge of global investment banking and corporate banking practices.
About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.