Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief Overview of Position
A Banker Associate I will have experience within Homebuilder & Community Finance line of business. This role will report to the Team Leader and will provide support to senior colleagues in delivering best-in-class client experiences and comprehensive financial solutions to clients across a broad array of industries. Seeking qualified candidates with a passion for a long-term career in Banking, that aspire to deliver superior client experiences, and has extraordinary levels of motivation and initiative.
Responsibilities
- Have a deep understanding of RMs portfolio and clients.
- Complete cash flow models, BSC forms, pricing models, scorecards, and credit approvals
- Work with Relationship Manager to review loan documents, barrower comments, and negotiations.
- Attend client and prospect calls with Relationship Managers (RM) (approximately 10% of time spent), support meeting preparation, and coordinate timeline, meetings, and actions to execute and close deals.
- Research and generate prospect opportunities.
- Accurately log all activity in applicable Texas Capital systems (Salesforce, Alloscape, etc.) and utilize sales tools to develop call planning strategies.
- Mentor first year analysts, interns, and STARs.
Qualifications
- Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.
- 2.5 to 3.5 years of experience in Banking, Commercial Banking preferred or other relevant experience.
- Effective team player with ability to work in a fast-paced, highly collaborative environment.
- Exceptional writing, interpersonal and communication skills.
- Analytical skills - critical thinking, data and information analysis, research, and problem solving.
- Organizational and time management skills.
- Strong knowledge and application of Credit Underwriting (i.e., cash flow models, financial spreads, and credit packages).
- Strong knowledge of banking suite of products and services.
- Strong utilization of Salesforce and MS Office products including Outlook, Excel, and PowerPoint in order to produce reports, correspondence, and presentations
- High interest in outreach to, and involvement in, the communities where we live and work.
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Top Skills
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way.
Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue.
Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers
Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender.
Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy