About Zeta
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About the Role
The Director of Finance will be a member of the UK executive leadership team supporting FCA-regulated consumer credit card lenders, Authorised Payment Institutions and EMoney providers. Reporting directly to the CEO, this role is critical in establishing and driving the operational success.
Responsibilities
- Build and develop the finance team, ensuring recruitment of high-calibre talent to support business objectives.
- Design and implement financial policies, procedures, and internal controls suitable for a start-up environment.
- Select and configure the general ledger and accounting software to meet business needs.
- Establish robust financial reporting structures to support accurate and timely decision-making.
- Oversee cash flow management and settlement and ensure adequate liquidity to support operational and strategic goals.
- Lead budgeting, forecasting, and financial planning to drive informed decision-making.
- Conduct regular financial analysis to identify trends, risks, and opportunities.
- Oversight, reconciliation and management of safeguarding account.
- Ensure accurate preparation and submission of statutory accounts in compliance with UK GAAP/IFRS.
- Oversee reconciliation reporting processes to maintain financial accuracy and transparency.
- Manage the audit process, acting as the primary point of contact for external auditors and ensuring timely resolution of findings.
- Ensure compliance with FCA regulations, particularly around financial reporting and risk management.
- Maintain and monitor robust internal controls to safeguard company assets and maintain regulatory standards.
- Oversee securitisation and debt financing for clients where required
1. Finance Team Establishment
2. Accounting and Software Configuration
3. Financial Control and Treasury
4. Statutory Reporting and Compliance
5. Governance and Regulatory Compliance
6. Debt financing
Skills and Attributes required
- Significant experience in a senior finance leadership role, preferably within a start-up or fast-growth, FCA-regulated financial services environment.
- Preferable to have experience with Consumer credit, API (Authorised payment institution) or E-Money requirements such as safeguarding and client funds reconciliation.
- Proven expertise in establishing financial processes, configuring accounting systems, and building teams from scratch.
- Strong knowledge of FCA regulatory requirements and UK financial reporting standards.
- Experience managing audits and reconciliation processes.
- Exceptional analytical and problem-solving skills, with a proactive approach to overcoming challenges.
- Excellent communication and interpersonal skills, with the ability to influence at board level.
Experience and Qualifications
- Qualified accountant (e.g., ACA, ACCA, CIMA).
- Degree in finance, accounting, economics, or a related discipline (preferred).
- Familiarity with FCA regulations, UK GAAP/IFRS, and start-up operations.
- Familiarity with balance sheet financing.
Equal Opportunity
- Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success
What We Do
Founded in 2015, Zeta is a provider of next-gen credit card processing platform. Zeta’s cloud-native and fully API-enabled stack offers a comprehensive range of capabilities, including processing, issuing, lending, core banking, fraud detection, and loyalty programs. With a strong focus on technology, Zeta has over 1700+ employees and contractors, with more than 70% dedicated to technology roles. Operating across the US, UK, Middle East, and Asia, Zeta has served a global customer base of 35+ clients who have issued over 15 million cards on Zeta's platform to date. Backed by prominent investors such as Softbank Vision Fund 2 and Mastercard, Zeta has raised $280 million, at a valuation of $1.5 billion.