FP&A Associate

Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.

The FP&A Associate – Financial Modeling at Above Lending will be part of the corporate FP&A team and provide modeling support for financial and operational forecasts, strategic planning, business analysis and annual budgeting. This individual will also play a hands-on role in developing and implementing financial modeling processes and tools.

The FP&A team works cross-functionally with other teams within the organization to consolidate financial information and develop projections and analyses. Our team works in a fast-paced, collaborative and demanding environment and we are looking for a self-motivated candidate who has a “no excuses / get the job done” mentality.

The ideal candidate will be highly analytical and skilled at communicating complex financial concepts to, and developing working relationships with, Executive Leadership and all levels, functions, and operations of the company. 

You will

• Own, build and improve the framework of the operating, forecast, and scenario based financial models
• Build financial models in Excel based on historical financial and operating data
• Ensure model accuracy while enhancing model quality
• Recommend and implement model process improvement measures
• Conduct scenario analysis based on strategic business decisions to access profitability and financial business risks
• Analyze and identify data required to support financial models
• Facilitate the process for accurate and complete updates of financial models each reporting period
• Perform monthly variance analysis against financial models
• Assist with identification and design of a FP&A reporting tool for the budget, forecast, and other financial models
• Provide financial and strategic support to senior management and the owners, including preparing investor presentations, financial presentations, and other projects.
• Meet with division leads to discuss monthly variances and any organizational changes that may affect financials.

What we look for

• Bachelor’s degree in Finance, Economics, or other highly quantitative field
• 1-3 years of experience in Investment Banking, Corporate Finance or up to 4 years of experience in FP&A building and maintaining complex financial models
• High potential individual, able to rise within the Finance organization.
• Excellent analytical and problem-solving skills.
• Strong verbal, quantitative, and written communication skills required.
• High standards of accuracy and precision; strong attention to detail; highly organized.
• Ability to work effectively under tight time constraints, and multi-task on various projects.
• Desire to learn the operations and strategy, and ability to question the status quo.
• Excellent Excel and data skills
• Understanding of, and ability to build, projection curves

What We Offer:

• Considerable employer contributions for health, dental and vision programs
• Unlimited personal time-off 
• 401(K) match with immediate 100% vesting
• Merit advancement opportunities 
• Career development & training

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.