Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief Overview of Position
Our field exam team is an integral part of the due diligence and credit decision process at Texas Capital. Field examiners will review, analyze, and test the quality and accuracy of the books and records and accounting processes of prospective and existing borrowers and write thorough, informative reports for the use of deals teams, credit officers, and member of senior management.
Responsibilities
To be successful in this role, candidates must be able to process large amounts of information and communicate in a clear and concise manner, all while maintaining a strong attention to detail. Key responsibilities include, but are not limited to:
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Independently conduct all aspects of the field exam process, including the pre-exam preparation, onsite exam procedures, analysis, and inspections, and the post-exam report preparation and recommendations.
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Participate in discussions with borrower leadership and bank decision makers on any follow-up questions and considerations about the company and the credit structure.
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Evaluate available information and requests/obtain additional information as needed to fully assess the company's accounting processes and the key characteristics of the proposed working capital collateral. Determine recommendations for credit structure and/or additional due diligence necessary to appropriately evaluate the risks associated with the company's financial records and the working capital assets as collateral.
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Work with borrower and bank personnel to ensure that all parties are informed of reporting requirements, collateral calculation methodology, and other relevant findings of the field examination.
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Prepare a thorough, well researched, and well presented field examination report for Texas Capital decision makers, including originators, credit offers, and senior management.
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When required, travel onsite to borrower locations for the purposes of performing inventory test counts and other in-person exam processes.
- Assist with other credit administration projects as needed
Requirements
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Bachelor's degree in Accounting or Finance
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Must be willing to travel approximately 30-40%
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Solid relationship building skills with clients, prospective clients, and team members
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Solid understanding of banking regulations and processes
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Analytical and problem-solving skills
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Demonstrated ability in communicating effectively, both verbally and written
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Work independently with a minimum amount of supervision
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Well organized and detail oriented to handle diverse and concurrent assignments
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Strong Microsoft application knowledge (Excel, Word, Access, and Outlook) and aptitude for grasping and using various bank software applications
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Relevant audit or field exam experience is a plus, but not a requirement.
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way.
Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue.
Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers
Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender.
Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
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