Data Scientist

Job Description
DESCRIPTION:
Duties: Interpret large and complex data to design and execute analytical use cases focused on optimizing loan portfolio performance. Conduct analyses in areas including customer attrition and borrowing behavior of corporate and middle market clients, risk-based product pricing, credit risk early warning, and effectiveness of end-to-end credit delivery processes. Develop credit performance metrics and deliver insights on trends, anomalies, and constraints using advanced analytical and statistical approaches. Apply advanced data mining and machine learning techniques to analyze factors that influence metrics that must accommodate testable assumptions and lead to predictive scoring capabilities. Interface with senior business stakeholders to understand analysis requirements, explain results, and hone analytics to address business concerns and evolving management strategies. Deliver monthly executive management reporting on portfolio health to Credit Risk leadership leveraging custom analytical workflows. Drive quality control efforts and ensure analytics meets quality, control, and consistency standards.
QUALIFICATIONS:
Minimum education and experience required: Master's degree in Operations Research, Statistics, Applied Mathematics, Data Science, Quantitative Finance or related field of study plus 2 (Two) years of experience in the job offered or as Data Scientist, Quantitative Risk Management, Merchant Services, Quantitative Finance, Data Engineer, Analytical Software Engineer, Business Intelligence Analytics, or related occupation.
Skills Required: This position requires experience with the following: Client behavior classification and scoring; Building statistical, time-series or multivariate regression credit-risk models; Correlating data patterns to intrinsic or external drivers; Statistical modeling using SAS, R, or Python; Querying large transactional and reference data using SQL on Oracle, Teradata, or AWS Redshift; Presenting technical solutions and results to executive-level audiences with compelling data visuals using PowerPoint, Tableau, or Qlik; Authoring technical specifications to data architecture and technology deployment teams; Implementing production solutions using Agile SDLC; Atlassian collaboration tools including Jira or Confluence; Building and maintaining data workflow and process automation solutions using SAS or Alteryx on local or server instances; Meeting audit and regulatory requirements for analytical or modeling solutions; Managing data projects end-to-end including working with stakeholders on capturing requirements and product user adoption.
Job Location: 10 South Dearborn St, Chicago, IL 60603.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. In addition, please visit: https://careers.jpmorgan.com/us/en/about-us.
Full-Time. Salary: $121,550 - $155,000 per year.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.