Credit Risk Intern

Posted Yesterday
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San Mateo, CA
Internship
Fintech • Marketing Tech • Professional Services • Financial Services
We help people control expenses, manage debt, save money, plan ahead, and make better financial decisions.
The Role
As a Credit Risk Intern, you will monitor and optimize credit risk models, develop tools using Python and Tableau, present results to leadership, and collaborate with multiple teams to enhance decision-making processes.
Summary Generated by Built In

Job Description
The Opportunity
Join Achieve and be a crucial part of our dynamic team as we navigate the dynamic world of Credit Risk. We're currently seeking an enthusiastic and motivated intern to join our Credit Risk team. In this role, you'll have the chance to dive into the intricacies of Credit Risk, contribute to our model performance tracking, and help optimize the credit risk model.
This Credit Risk Intern offers a unique opportunity to gain hands-on experience in Credit Risk Model performance tracking/building while making a significant impact on our decisioning initiatives. We're seeking a self-starter who thrives in collaborative environments and is eager to learn and grow in the field of Credit Risk management.
If you're ready to embark on an exciting journey in credit risk management and play a key role in shaping our decisioning system, we invite you to explore this exciting opportunity with us.
Primary Responsibilities (including, but not limited to):

  • Monitor the performance of our credit risk models (approval rates, actual loan performance, fair lending etc...)
  • Dive deep into all decision points of the business and optimize them based on volume/loss trade-off
  • Develop your skills by building Python/Tableau tools to identify opportunities to grow the business
  • Summarize & present results in a concise and digestible manner to senior leaders
  • Work with sales/marketing/capital market/underwriting teams to improve decisioning based on their feedback
  • Gain business intelligence by collaborating with different teams across Achieve


Qualifications

  • Currently a junior going into their senior year or recent graduate at an accredited University - Computer Science - Statistics Major is preferred
  • Strong interest in pursuing a career in Finance
  • Ability to work independently and as part of a team
  • Strong verbal and communication skills required
  • Strong SQL coding skills
  • Proficiency in using tools like Python/R, Tableau and GCP is required
  • Bonus: Great visualization skills


Additional Information
Join Achieve and take the first step in your capital markets career while making a meaningful impact in personal finance.
***As an Intern for the summer of 2025, we are looking for College students who are juniors going into their Senior year. This role will be working hybrid out of San Mateo for 12 weeks starting May 27th. You will be working 20-30 hours per week at a rate of 20 dollars an hour.
Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

Top Skills

GCP
Python
R
SQL
Tableau

What the Team is Saying

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The Company
HQ: San Mateo, CA
2,300 Employees
Hybrid Workplace
Year Founded: 2002

What We Do

Formally known as Freedom Financial Network, Achieve launched in 2022 as the leading digital personal finance company helping everyday people get on, and stay on, the path to a better financial future. Achieve delivers personalized financial solutions for real people through intelligent technology and an empathetic human touch. From the single parent trying to buy a home to the overworked employee drowning in debt, we provide innovative solutions, budgeting tools, and education to help them move from surviving to thriving. We put our members first by coaching them through their financial health journey to understand what’s working for them and what’s not. Our tailored approach is designed to meet everyone where they are in life because they’re more than just a credit score.

Our people make the biggest difference. With more than 2,300 teammates between California, Arizona, and Texas, everyone collaborates together to make an impact towards our mission; to empower everyday people to move forward on a path to a better financial future.

We’re committed to fostering an environment where everyone can belong, while giving their true authentic selves a place to shine. Whether you’re in sales, member support, engineering, product design, IT or any of our other exciting roles, you’ll join a team passionate about serving our members and embracing our core values every day:

Care (For everyone)
Get Better (Every day)
Act With Integrity (Every time)
Collaborate (With everyone)

Why Work With Us

The technology we are building has real human impact to positively change the trajectory of millions of American families living with the crippling weight of consumer debt. Our growing teams are determined to get better every day through open collaboration and genuine family-like care for the whole person—engineers are never lost in the shuffle.

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About our Teams

Achieve Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: Flexible
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HQSan Mateo, CA
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