Credit Risk Analyst (f,m,x)

Job Description:

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.  

The Credit Risk Management Corporate Bank & Investment Bank unit (within Chief Risk Officer department) is seeking a Credit Analyst, who will be responsible for Credit analysis and monitoring of a portfolio of Italian MidCaps Corporates and supporting local approval process of Large Corporates and FIs.

Responsibilities

• Perform good quality credit analysis, analysis of financial and economic performance, identification of risk drivers and evaluation of downcase scenarios.
• Monitor and report of credit exposures, identify early warning signals.
• Support senior credit officers in managing credit request analyzing risk/reward profile of the transaction proposed and in providing efficient, correct and accurate and timely response to business request.
• Prepare reports and documentation for Senior Management Committees, for Internal Audits/ Regulators.

Skills

• Degree in business/finance (or a similar field of study).
• Knowledge of credit products, credit documentation and credit approval process.
• Attitude to credit related regulatory requirements.
• Understanding of potential risks (reputational, compliance, legal issues) related to credit approval process.
• Self-motivated, structured approach and a strong attention to details paired with synthesis ability.
• Proven ability to multi-task different projects and prioritize.
• Ability to build cross-divisional as well as cross-regional relationships.
• Excellent verbal and written communication skills in English (and Italian).
• Proficient in Microsoft Office applications including  strong Excel skills.

Well-being & Benefits

A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its centre.

Emotionally and mentally balanced: we support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health. Benefit from initiatives such as counseling and support in difficult life situations and a culture where you can openly speak about mental health (for example a Personal Support Line).

Physically thriving: we support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive. For example, Health  Care offerings, standing desks, etc.

Socially connected: we strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being. Benefits vary from different types of paid and unpaid leave, hybrid model of remote working for some positions.

Financially secure: we support you to meet personal financial goals during your active career and for the future. Benefit from meal allowance, Pension Fund, Welfare Plan, banking services for employees.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.