Credit Review - Vice President

Job Description
This role offers you exposure to senior executives outside of Internal Audit and across the firm!
As a Credit Review Vice President within our Internal Audit Department, you will have the opportunity to oversee and manage assigned portfolios, work closely with senior executives, and perform regulatory reviews. You will also lead a team, develop relationships with senior leaders, and prioritize diversity and inclusion. This role offers you exposure to senior executives outside of Internal Audit and across the firm, providing a unique opportunity to grow and develop your career.
Job Responsibilities

• Develop, manage and deliver credit review plan coverage, execution and escalating emerging issues to senior management in a timely fashion.
• Performing continuous monitoring of assigned portfolios to assess credit risk trends, credit performance, business activities, industry events and regulatory changes for identification of emerging themes and impacts to credit quality.
• Lead reviews that include working with large datasets, model-driven risk strategies and analyzing the credit underwriting quality of each transaction and risk strategies.
• Contributing to the resolutions of complex issues, providing credible challenge and articulating results and themes to management and senior level stakeholders.
• Develop and managing relationships with senior leaders and stakeholders while maintaining independence.
• Prioritize diversity & inclusion by creating an environment where all team members are able to contribute to their full potential
• Communicate using verbal and written communication and interpersonal skills required with ability to present complex issues to management
• Lead a team in reviews of assigned portfolios. This includes chairing meetings associated with planning, project kick-off, presentation of findings and formal closing.
• Coordinate team assignments, defining review scope and testing approach, analyzing the credit underwriting quality of individual and automated transactions, recording test results and conclusions in a work paper database, and participating actively in all review meetings.

Required qualifications, capabilities and skills

• Experienced credit professional with a minimum of 7 years in credit card services.
• Bachelor's degree in Accounting, Finance, Economics, or a related discipline.

Preferred qualifications, capabilities and skills

• Background in consumer credit underwriting, quality assurance, and/or credit risk management.
• Proficiency with analytics toolsets including databases, Tableau, and data visualization applications.
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to take personal risk, responsibility, and accountability.
• Proven ability and desire to learn quickly, be adaptable, and think strategically.
• Understanding of how to employ data analytics to monitor and assess credit portfolios.
• Demonstrated understanding of credit risk management, retail credit principles, financial analysis, and advanced analytical skills.
• Knowledge of current banking laws, regulations and regulatory guidance related to lending and credit risk.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
The Audit department provides independent assessments to evaluate, test and report on the adequacy and effectiveness of our governance, risk management and internal controls. The team's priorities are focused on strong governance, transparency, strategic engagement, and fostering a diverse and inclusive culture that develops our talent.