Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Job Profile Summary:
The Associate, Credit Products will support the Credit Products team in delivering efficient credit underwriting processes, optimizing operational workflows, and ensuring compliance with regulatory requirements and principles of sound risk management. This role focuses on providing analytical support, managing projects, and improving processes to enhance the Frontline’s ability to fulfill client requests efficiently. Strong communication and problem-solving skills, proficiency with Excel and PowerPoint, familiarity with project management methodologies, and the ability to manage multiple competing priorities are essential.
Responsibilities:
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Assist in due diligence and preparation of business cases for new credit products and/or modifications of existing credit products.
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Review RCSA's completed by front-line and facilitate conversation with operations risk management.
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Identify opportunities to improve efficiency of existing processes and workflows, and consult with members of Frontline, Credit Administration, Operations, and Technology to evaluate feasibility of such changes and potential downstream impacts.
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Contribute to process improvement initiatives aimed at enhancing underwriting efficiency and operational excellence.
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Assist in development of key performance indicators and dashboards to monitor effectiveness of process enhancements.
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Develop project plans, track milestones, and communicate updates to stakeholders.
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Work closely with team members across frontline, risk management, technology and operations to ensure timely completion of projects and achievement of project objectives.
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Manage communication between stakeholders, ensuring transparency and alignment on priorities.
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Other ad-hoc duties as required based on business needs.
Work experience:
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4+ years of experience in banking, credit analysis, consulting or a related field.
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Project management skills, with the ability to organize and track tasks effectively.
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Six Sigma certification or experience is a plus but not required.
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Basic understanding of credit products, including bilateral and syndicated loans, is a plus.
Competencies:
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Strong proficiency in Microsoft PowerPoint and Excel, including advanced functions, pivot tables, and data analysis tools.
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Detail-oriented with strong analytical and organizational skills.
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Proactive problem-solver with the ability to manage multiple tasks and priorities.
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Strong written and verbal communication skills.
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Collaborative mindset with a willingness to learn and support team objectives.
Education:
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Bachelor’s degree in finance, accounting, business administration, or a related field preferred.
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Top Skills
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way.
Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue.
Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers
Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender.
Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
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