Credit Analyst

Posted 3 Days Ago
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Jakarta, DKI Jakarta
Entry level
eCommerce • Financial Services
The Role
The Credit Analyst role involves evaluating and recommending credit applications, analyzing customer accounts to mitigate risk, ensuring complete credit data, and conducting phone verifications when necessary. The goal is to prevent potential defaults and early detection of fraud cases.
Summary Generated by Built In

About The Role


This role will be responsible for analyzing and providing credit decisions from customer submissions to get financial facility from PT MAB. The challenges is to really details analysis to avoid potential default of financial lost.

What You Will Do

  • Ensure credit mandatory data have been complete
  • Responsible for evaluating and recommending credit application
  • Do phone verification if needed data to collect
  • Making loan recommendation 
  • Analyze customer account and behavior to identify potential credit and minimizing risk
  • Early detection for fraud case

What You Will Need

  • Detail oriented
  • Experience on Credit Analyze or KYC processing 
  • Critical minded, strong analyze and analytical skills 
  • Not color blind
  • Fast respond for escalation
  • Ready to work on 24 hours shifting

About GoTo Group

GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.


About Gojek 

Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.


About GoTo Financial

GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.


GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.


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The Company
Jakarta, Jakarta
944 Employees
On-site Workplace
Year Founded: 2021

What We Do

GoTo is the largest technology group in Indonesia, combining on-demand, e-commerce and financial services through the Gojek, Tokopedia and GoTo Financial brands. It is the first platform in Southeast Asia to host these three essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure. GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.

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