Corporate Credit Risk Analyst
Country: Spain
Risks (Chief Lending Officer) is looking for a Corporate Credit Risk Analyst based in our Boadilla office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander (www.santander.com) we are key players in the transformation of the financial sector. Do you want to join us?
Credit Risk, Interest Rate Risk, liquidity risk, operational risk, reputational risk… There are many types of risks, that's why it analysis and quantification is key for our purpose of being a Simple, Personal and Fair bank. Working on risks means doing it from a management perspective that contributes to the sustainable progress of people and companies.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation.
WHAT YOU WILL BE DOING
As a Corporate Credit Risk Analyst you will be part of a team responsible of the analysis of the credit admission proposals to be discussed at the Global Credit Committees and monitoring of different credit portfolios (SCIB, Real Estate, Leveraged Finance, Global Sectors), setting and monitor risk appetite, create regulatory reporting, etc
We need someone like you to help us in different fronts:
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Analyze and challenge credit proposals: Financial performance, sectorial approach, projections, repayment capacity
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Monitor the performance of credit portfolios
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Generate periodic reporting. Help to automate processes and reporting
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Control of risk appetite metrics at a Group and local level
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Local units management: discuss credit proposals and portfolios and clients monitoring
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Control the appropriate application of credit delegations by local units
EXPERIENCE
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1-3 years experience
EDUCATION
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Business Administration, Data Science
SKILLS & KNOWLEDGE
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Strong learning capacity
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High English level (min. C1)
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Analytical skills
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Complex Data Management skills, Power BI and similar tools
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Teamwork
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Financial analysis skills
If you want to know more about us, follow us on https://es.linkedin.com/company/banco-santander
Top Skills
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
