Commercial & Investment Bank - Credit Risk Associate - EMEA Emerging Markets

Posted 8 Hours Ago
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Mumbai, Maharashtra
Hybrid
Entry level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
As a Credit Risk Associate, you'll assess and manage credit risks related to clients and transactions in the Emerging Markets. This role involves analyzing credit exposure, applying underwriting standards, and collaborating with various teams to maintain credit limits and measures.
Summary Generated by Built In

Job Description
Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit risk is the risk of loss arising from the default of a client or counterparty. Credit exposure arises through underwriting, lending, and trading activities with and for clients and counterparties, as well as from a range of operating services such as cash management and clearing activities.
The Credit Risk function identifies, measures, limits, manages and monitors credit risk across our businesses. The teams are typically aligned by industry.
We're independent within Corporate Risk Management, reporting to the firm's Chief Risk Officer (CRO). Our practices are designed to preserve the independence and integrity of decision making.
What we look for in strong candidates:

  • Bachelor's degree in Finance, Accounting or related area
  • Credit/underwriting credentials required
  • Analytical skills and in-depth knowledge of accounting and corporate finance is required
  • Possess strong analytical and modeling skills
  • Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
  • Highly motivated with a natural passion to learn and an inquisitive personality
  • Strong interpersonal skills and an ability to work well in a team environment
  • Strong sense of accountability and ownership of tasks
  • Interest in client interaction with strong verbal and written communication skills
  • Capable of understanding, describing, and debating complex concepts
  • Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
  • Strong attention to detail and an excellent work ethic


About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

What the Team is Saying

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The Company
HQ: New York, NY
289,097 Employees
Hybrid Workplace
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.

Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.

Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.

©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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